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Is Medicare Plan G Better Than Plan F?

By
Greg Wilson, Founder
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Many often ask which is better between Medicare supplement Plan F and G. 

It is challenging to decide the best among these two unique plans. 

It would be best to analyze each cover’s benefits and areas to know the best among them. 

Let’s discuss Plan F and G.

What are the Benefits that Medicare Supplement Plan F Covers?

Medicare Supplement Plan F grants the most comprehensive coverage among the ten supplement plans hence, why many people opt for the plan. 

Even though it is the most expensive among the ten supplement plans, its benefits supersede every other plan, making it more advantageous than any other plan. 

Once you enroll in Plan F, you only have to pay your monthly premium; the plan takes care of your out-of-pocket expenses.

Some of the benefits of Medigap plan F are:

  1. It covers Part A coinsurance and hospital costs.
  2. It covers Part B coinsurance. 
  3. It provides for three first pints of Blood.
  4. It caters to skilled nursing facility care coinsurance.
  5. It covers Part A and Part B deductibles.
  6. It covers overseas travel emergency costs.

The clause to Medicare Supplement Plan F is that if you became eligible on January 1, 2020, or later, you won’t be able to enroll, which is why many people are looking for an alternative. However, you can enroll if you become eligible before the date above.

What are the Benefits Medicare Supplement Plan G Covers?

Medicare supplement Plan G is similar to Medicare Plan F and offers equal benefits. However, if you enroll for Plan G, you must pay for your Part B deductible, which is $233 for 2022. 

After this payment, the plan will cover every other out-of-pocket expense, and you will only need to pay your monthly premium. 

Surprisingly, Medicare Supplement Plan G is cheaper than Plan F, which is the edge of Plan G over plan F. 

Most times, the monthly premium payment of Plan F is more than Plan G, so it will be wise to enroll for Plan G instead of Plan F to save costs.

The benefits of Plan F and Plan G are similar, except that you need to pay for Part B deductible in Plan G, which you won’t pay for in Plan F.

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Which Medicare Supplement Plan Should I Choose Between Medicare Supplement Plan F and Plan G?

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We hysterically state which of the Medicare Supplement Plan you should choose because both offer almost the same benefits. So many people choose the plan which will save them more money.

Knowing the most cost-effective plan would help if you considered several factors. These factors are your zip code, age, your preferred private health insurance company, and their charges.

On Medicare.gov they explain the comparisons of Plans F & G.

Conclusion

The most critical condition you need to consider when choosing a Medicare plan is to examine which plan satisfies your needs and is also cost-effective. Medicare Plan G is not better than Plan F since Medicare Plan G covers one less benefit than Plan F. You are responsible for paying the Part B deductible, however Medigap Plan F covers the deductible.

How Much Does a Medicare Supplement Plan Cost?

By
Greg Wilson, Founder
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How much does a Medicare Supplement Plan cost

Table of contents

Deductibles, premiums, and co-payments are costs when choosing a supplemental plan. A supplemental plan, or Medigap, helps limit out-of-pocket expenses by supplementing Medicare. A variety of plans are available from different insurance companies. Find out what supplemental plans are, how much they cost, and what they include to choose the right one for you.

What is a Medicare Supplement Plan?

Supplemental plans policy helps limit your out-of-pocket expenses by supplementing Medicare. A variety of plans are available from different insurance companies. Find out what supplemental plans are, how much they cost, and what they include to choose the right one for you. Original Medicare only covers a portion of medical expenses. Supplement Plans can fill the gap. Covering certain coinsurances, co-payments, and deductibles, they help limit your out-of-pocket costs.

Although some supplemental plans do, original Medicare does not have an out-of-pocket cap. However, once you reach this limit, specific Supplement Plans cover the remainder of the cost of health care services for the rest of the year.

Benefits of Supplemental Plans

  • Supplemental insurance policies offer partial or complete coverage for:
  • Out-of-pocket expenses are not covered by Part A and B
  • Part B co-payments or coinsurance.
  • Coinsurance for Part A hospital stays and a year of coverage
  • Nursing facility coinsurance.
  • Part A Hospice coinsurance or co-payments.
  • Limited travel emergency services internationally.

Factors That Determine Supplemental Premium

Type of Plan

Ten supplemental plans are available, including A, B, C, D, F, G, K, L, M, and N. Each supplemental plan must provide basic, essential, standardized benefits. Medigap plans’ coverage is standardized, but their costs are not. In addition, some plans charge a higher premium than others. These plans usually offer more comprehensive coverage.

Insurance Company

Certain insurers offer discounts for married couples or nonsmokers. Paying your bills online automatically or paying yearly instead of monthly might qualify you for a discount. In addition, some companies offer Medicare SELECT plans, which offer lower premiums if you use specific providers.

Geographic Area

Where you live affects the cost of a supplemental plan policy. Supplemental plans are not available in all states or from all insurance companies.

How the Plan Is Rated

Plans can be rated by insurance companies based on your age. This can affect the amount you pay for coverage. Other plans do not.

What is the Average Cost of Medicare Supplement Plans?

Medicare reimburses private insurers for supplemental policies, which causes vast differences in policy rates. However, insurers may have substantial price differences for the same coverage. For example, some Supplemental plans have a higher monthly premium but provide more benefits.

Supplemental plans cost anywhere between $50 and $300 a month. According to industry experts, a supplemental insurance plan usually costs about $150 a month. In general, higher premium plans have lower deductibles. The opposite is true for plans with lower monthly premiums. Please continue reading to learn more about how a supplemental plan is priced and what factors affect it.

How is Medigap priced?

The pricing policy of your health insurer can directly affect your current and future supplemental plan premiums. However, your age may not affect the amount you pay, depending on the insurer. Other companies may raise the cost of your policy every year or set a rate based on your age at the time of purchase.

Community-Rated or ‘No Age-Related’

Unlike other Medigap policies, this one does not consider age. Therefore, your monthly premiums will not increase or decrease based on your age despite inflation. The cost of this type of policy is roughly the same for everyone, regardless of age.

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Entry Age-Rated ‘or Issue-Age-Rated

The cost of this type of policy depends on your age when you buy it. As you get older, the price will remain the same. Initially, the policy’s price was more or less fixed, though inflation may have increased it over time.

Attained Age Rated

Your current age determines the cost of this policy. Your premiums will rise as you age. When you first become eligible for Medicare, you may find that age-rated policies are your most affordable option, which may change in the long run. Inflation and other factors can also increase premiums.

Comparing the Costs of Medigap Plans

Price comparison of Medigap plans is essential when shopping for supplemental plan insurance. To meet the requirements of Medicare, all ten plans must offer standardized, important benefits. Medigap plans’ coverage is standardized, but their costs are not. You can save money by shopping around, comparing coverage, getting quotes, and asking questions. Some believe that Medigap plans are not merely about price but also financial stability, rate increases, claim histories, and customer service. When switching plans, ask if the insurer will consider your health status before enrolling.

6 Secrets Why are Some Medicare Advantage Plans Free?

By
Greg Wilson, Founder
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Why are Some Medicare Advantage Plans Free

Medicare Advantage is a type of health plan that provides coverage for medical expenses rather than just providing traditional Medicare benefits. For example, some plans will cover dental services and vision exams and provide coverage for doctor visits. While the plans offer higher-quality services, they are not free. Funds are spent on these plans and, in some cases, by other taxpayers. However, some Medicare Advantage plans are free; this is because:

1.) Some plans are provided by private health insurance companies

Private health insurance companies provide some plans and only receive government reimbursement for coverage to people with Medicare. Since these plans only get paid when they provide services, the amount of money that they receive from the government is greater than what it costs them to provide their services.

2.) Other plans are provided by non-profit organizations

Other plans are provided by non-profit organizations that receive enough money to cover the services’ costs. This is because these types of organizations have certain tax breaks that allow them to not pay taxes on their income and not have to return any of their profits. In other words, the money these plans receive from the government is more than enough to cover their costs.

This is not to say that all Medicare Advantage plans are free. Some plans require patients to pay a premium each month. This means that while they receive coverage from the health plan, they must also pay a portion of the cost of their care and pay taxes into Medicare.

3.) Some plans limit how much they can charge patients.

Some Medicare Plans G is free because they limit how much they can charge patients. For example, a plan may receive $1,000 to provide a particular service for a patient. However, it only costs them $500 to provide the service. In this case, the plan can only charge the patient $500. However, since they are only allowed to spend $500 worth of services, the patient is not charged for anything more.

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4.) Some plans have flat-rate co-pays

Some Medicare plans are free because they have a flat-rate co-pay system instead of a monthly subscription. For example, a plan may charge patients $10 per office visit regardless of how many visits they receive that month. As a result, patients only have to pay a total of $10 out-of-pocket each month for the services provided by the health plan.

5.) Some plans are free because they are part of group plans

In some cases, Medicare Advantage plans are free because they are part of group plans. In other words, these types of health plans do not have to cover any costs associated with providing their services to any individual patient. Instead, these plans are intended for people who are part of the same employer or union, and their employer covers the health plan costs.

6.) Some plans have limited benefits

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In some cases, the plans have limited benefits. For example, a health plan may only cover half the costs of a particular service. As a result, patients will only have to pay half of their regular costs for that service. Medicare or another government program will pay for the remaining costs for the other half. As a result, these plans do not have to charge patients any premium for their services.

Because some plans are free does not mean that you should avoid looking at the plans that charge a monthly subscription. While it is true that these types of plans will save you money up-front, many of them have higher rates than plans that charge flat rates for their co-pays. As a result, you could end up paying more in the long run if you choose a plan that has monthly payments.

Conclusion

Plans may not be free. However, they are often less expensive than the traditional plans they offer to supplement their services. For example, some plans will only charge patients $10 per month for their co-pays without additional premiums. If you choose a Medicare plan that covers your expenses up-front, the amount you will save in the long run and the money you will have to pay each month can be staggering.

10 Best CBD Oil For Sleep & Insomnia

By
Greg Wilson, Founder
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0
10 Best CBD Oil For Sleep & Insomnia

More adults aged 55 and up are starting to try CBD oil to improve their sleep quality. We present the best CBD oils for sleep and insomnia and a buyer’s guide to help you use them.

Table of Contents

Some older people experience a terrible night’s sleep, whether this may be an occasional restless night or they may have insomnia; sleeping problems can be common as we age.

Research shows that 48% of older adults experience symptoms of insomnia.

Many people have successfully used CBD oil to improve their sleep patterns. However, it can be challenging to find the right product since there are thousands of products.

That’s why we compared dozens of CBD brands to find the top products based on customer reviews, price, source of hemp, and other factors. Read on for our detailed reviews of the 10 Best CBD oils for sleep and insomnia in 2022.

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10 Best CBD Oils For Sleep & Insomnia On The Market

  1. Freely – Best Overall
  2. CBDfx – Best Formula
  3. CBDistillery – Best Quality Standards
  4. Joy Organics – Best Broad Spectrum
  5. Wonderfeel – Best Night-time CBD
  6. Medterra – Best Pure CBD
  7. CBDPure – Most Natural
  8. Elixinol – Most Advanced Technology
  9. New England Hemp Farm – Best Reputation
  10. Endoca – Best Full Spectrum

CBD Oil For Sleep

Since CBD has become popular in recent years, research has shown promise that CBD oil can be used to help you get a better night’s sleep.

The studies show that CBD indirectly improves your sleep by addressing other issues affecting your sleep, like anxiety, stress, pain, and depression. Some evidence shows that CBD works as a sedative when you take it in high doses.

CBD is a natural and non-intoxicating substance that’s been proven safe; compared to other medications used to treat insomnia and other sleep problems could cause side effects and addiction if taken for a long period. These were designed to treat the symptoms and not the problems.

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1.) Freely

Freely Calm & Relief Extra Strength Tincture (15ml)

Freely’s Broad Spectrum oil is known for harnessing the power of the entourage effect, the phenomenon of cannabinoids working more effectively when consumed with other cannabinoids without containing Tetrahydrocannabinol (THC)

  • Cannabidiol CBD Broad Spectrum (THC-FREE) 1000mg (66.66mg/ml) 
  • Cannabinol CBN 75mg (5mg/ml)
  • Tincture with CBD + CBN + Calming Terpenes
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See Freely Reviews →

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2.) CBDfx

CBDfx CBN + CBD Calming Tincture

  • Broad Spectrum CBD (1000mg-4,000mg)
  • 5mg CBN & Melatonin per serving
  • Organic, Non-GMO & Vegan

CBDfx claims to provide 8 rounds of testing. CC Testing Labs, an ISO 17025-accredited facility, conducts the testing.

Pros

  • The brand offers a 30-day client satisfaction guarantee
  • The tinctures come with a traceable QR code that allows any user to check the lab reports of the product.
  • The brand carries out extensive and exhaustive third-party testing.
  • CBD Calming Tincture has CBN, a cannabinoid that helps with relaxation and sleep.

Cons:

They only accept unopened products for returns.

Summary

They have digital COAs (certificates of analysis) that you can view by scanning the QR code on every product. This is great to know what’s in every item.

They use non-GMO, organic Kentucky cannabis and a CO2 extraction process to get the CBD from the hemp. CBDfx plants have been granted the Current Good Manufacturing Practices cGMP compliance, with strict development and manufacturing standards have to be in practice.

Cannabinol (CBN) is reported to help with sleep; CBDfx combines the broad spectrum CBD and melatonin to create this tincture, creating a delivery system that helps you fall into a deep sleep faster.

The regular strength costs around $70 and has 1,000mg of CBD in a 30-milliliter (ml) container. You can choose between dosage versions including 2,000 micrograms in a 60-ml bottle and the maximum strength option, with 4,000 micrograms (mcg) in a 120ml bottle.

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3.) CBDistillery

CBDistillery Full-Spectrum CBD Oil

  • Non-GMO
  • Third-Party Lab Test
  • US Hemp Authority Certified

Summary

CBDistillery is one of the most popular CBD brands in the U.S and has been recognized for its prices, transparency, and efficiency.

Established in 2016, CBDistillery has grown into a top-tier CBD brand; with full transparency, their full-spectrum CBD oils are perfect for helping with sleep. They have multiple options for strength and dosages to find meet your needs.

Pros

  • U.S. Hemp Authority Certified
  • High-quality Colorado hemp
  • Comprehensive third-party testing
  • Competitive prices

Cons

Lacks flavored options

Check Price
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4.) Joy Organics

Joy Organics specializes in broad-spectrum CBD products, which contain all of the beneficial components of hemp except THC, if you’re looking for all the benefits from CBD without the THC, you should try this.

  • THC-free products
  • Fast acting products
  • Third-party lab testing

Pros

  • Free shipping
  • THC-free, broad-spectrum formula
  • Comprehensive third-party testing
  • High-quality Colorado Hemp
  • Free shipping

Cons

  • Low levels of minor cannabinoids

Summary

Joy Organics is a family-owned brand that offers a wide variety of CBD products, including oils, capsules, topicals and drinks.

They use broad-spectrum hemp extract in their products, providing all the beneficial cannabinoids and terpenes naturally found in hemp except for THC.

They source their organic hemp from Colorado and are third-party tested, which can be found online.

Joy Organics CBD oil is available in four strengths:

  • 7.5 mg/ml (225 mg CBD total)
  • 15 mg/ml (450 mg CBD total)
  • 30 mg/ml (900 mg CBD total)
  • 45 mg/ml (1350 mg CBD total)

You can also choose from four flavors: natural, tranquil mint, summer lemon and orange bliss.

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5.) Wonderfeel

Wonderfeel Evening CBD

Wonderfeel CBD oil is a high-strength CBD product with 1350mg CBD, comes in a 30mml bottle, and is an easy-to-use dropper.

Improve your sleep after taking this high-strength CBD oil, it also has CBG and CBN to help you relax and fall asleep.

Since it’s potent, you’ll enjoy a deep sleep throughout the night.

The product is made from 100% natural ingredients, free of artificial flavorings and additives.

The high-strength potency (1350mg) is recommended by the manufacturer to start with 1/2 of a dropper that contains 22.5mg, the maximum recommended dose is 200mg per day.

It has an easy-to-use dropper that you can swallow or add to food or drink. Some people prefer to apply CBD topically, which is a great way to benefit from the high potency.

  • Their products are affordable.
  • Clinically tested for sleep issues
  • Zero THC board spectrum formula
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6.) Medterra

Medterra is a reputable CBD company that offers a wide variety of affordable CBD products sourced from organic, non-GMO hemp grown in Kentucky. Medterra uses the industry gold standard CO2 extraction method and completely removes THC from its CBD products.

Medterra’s CBD tincture is made from pure CBD isolate, meaning no cannabinoids or other hemp compounds exist. It’s available in potencies of 17 mg, 33 mg, and 100 mg of CBD per ml, providing a total of 500, 1000, or 3000 mg.

  • Pure CBD isolate formula
  • Exceptionally low prices
  • U.S. Hemp Authority Certified
  • Comprehensive third-party testing
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7.) CBDPure

CBDPure, established in 2016 in Washington, has great, straightforward, unprocessed CBD products that include: oil, capsules, cream, and pet tincture.

They don’t have flavoring or additives in their oils. The CBD is sourced from organic hemp grown in Colorado and Washington farms.

CBDPure hemp oil comes in 60ml bottles and three strengths: 300mg, 600mg and 1000mg.

  • Fast shipping capability
  • Allows payment using various methods
  • Third-party testing results available

Pros

  • Full spectrum formula rich in minor cannabinoids
  • Unflavored and mixed with hemp seed oil
  • 90-day satisfaction guarantee
  • Comprehensive third-party testing

Cons

  • A basic website that lacks detailed info
  • Low CBD potency
Check Price
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8.) Elixinol

Elixinol’s Sleep Rapid Rest Liposome are microscopic bubbles that carry CBD, making it more efficient to absorb and start working for you. With the pump bottle, you get more CBD out of every serving.

  • Available in 300mg and 1000mg sizes
  • Soothing blend of CBD + CBN, Chamomile & Lemon Balm
  • Liposome tech for super easy absorption
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See Elixinol Reviews →

new england hemp farm sleep support drops

9.) New England Hemp Farm

New England Hemp Farm CBN drops promote sleep naturally and healthily. CBN is known to help you feel relaxed, making it easy to sleep, and relieves muscle and joint pain.

  • 33mg per 1 dropper full – 30 droppers full per bottle. Peppermint Flavor
  • Cannabinol CBN 1000mg
  • Tincture with CBN
Check Price
Use Discount Code – Senior25

See New England Hemp Farm Reviews →

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10.) Endoca

Endoca is a Danish-founded and one of the oldest and most established CBD companies recognized for rigorous.

Endoca controls every step of its manufacturing process, most CBD companies buy hemp or finished CBD extracts from other manufacturers; however, Endoca grows and extracts its own organic, non-GMO hemp plants in Denmark.

Endoca also tests its plants and extracts with comprehensive third-party testing.

Looking at the lab reports, you can see that there are other minor cannabinoids besides CBD, indicating that these are high-quality plants with an effective extraction process.

Endoca’s oils come in 10 ml bottles containing 300 mg (10 mg/ml, medium potency) or 1500 mg of full-spectrum CBD (150 mg/ml, high potency) and blended with hemp seed oil with no flavoring.

Pros

  • A full-spectrum formula rich in minor cannabinoids
  • Grows and extracts their hemp
  • Third-party and in-house testing

Cons

  • Strong earthy flavor
  • Only two potencies
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CBD for Sleep & Insomnia: Buyer’s Guide

CBD, short for cannabidiol, is one of over 120 active compounds in the cannabis plant. Many think of the feeling that comes from THC, but CBD doesn’t get you high. CBD has become a very popular health and wellness supplement, with many people taking it for health issues like insomnia or other sleeping problems.

Have you wondered how CBD can help your sleep? What does the research say? When should you take CBD, and in what form?

We will answer these questions to help you get the most from your cannabidiol.

How Can CBD Help with Sleep?

The research suggests that CBD could help with insomnia and other sleep disorders by helping with underlying causes.

These studies have shown that CBD:

  • It may have antidepressant effects
  • Has anti-inflammatory and pain-relieving properties.
  • It may reduce anxiety and help with specific anxiety disorders.

Some of these issues result from bad sleep, which means that CBD could indirectly eliminate insomnia and related problems. A common effect of CBD is sedation and causing sleepiness.

CBD interacts with our endocannabinoid system (ECS), cannabinoids made in your body with suppressing enzymes and special cannabinoid receptors. This system works to help maintain a healthy state of homeostasis, including regulating the sleep-wake cycle.

Also, CBD has been shown to interact with your serotonin receptors, which affects our mood, anxiety, or other processes.

Here’s a summary of the most notable research findings:

  • In a study of 72 people with anxiety and sleep issues, 67% reported better sleep during the first month of taking CBD.
  • In a study of 21 people suffering from post-traumatic stress disorder (PTSD), 38% reported better sleep after using CBD.
  • In a case report of four Parkinson’s disease sufferers, CBD improved REM sleep behavior disorder (RBD), a condition where people act out intense dreams.
  • CBD oil improved sleep in a case report of a woman with restless leg syndrome, a condition where you have a strong urge to move your legs.

Does CBD Make You Sleepy?

The studies show CBD use with a high dose (300 mg or more per day) of pure CBD has reported side effects like drowsiness and fatigue. However, most people don’t experience these effects since most people use much smaller doses.

CBD Oil Dosage for Sleep

There is no ideal dosage of CBD oil for sleep that will work for anyone, it will depend on your body weight, genetics, your precise issue, and its severity, or any type of CBD product.

This is why it’s best to follow the “start low and go slow” method, where you begin with a small dose of CBD, like 10-15 mg, then wait a few hours to experience the effects.

If you don’t notice a change, you can raise your CBD dose over time until you find your desired effect.

CBD Capsules and Gummies for Sleep

One of my favorite ways to consume CBD is from gummies due to their delicious taste. Capsules and gummies are another way to use CBD and are very easy to use.

CBD and other cannabinoids have low oral absorption because they’ll have to pass through your digestive system before reaching your bloodstream, and most of the CBD is lost along the way.

However, CBD oil – which uses the sublingual method – produces greater effects than capsules and gummies.

They also take longer to start working because of the time it takes for the CBD to get through the digestive tract and the liver. The effects start to work faster if you take capsules or gummies on an empty stomach instead of a large meal.

CBD Vape Juice for Sleep

Another popular alternative to CBD oil is to vape CBD-infused e-liquid; when you vape CBD, its effects kick in faster, great for instant relief; however, it is the shortest length of benefit compared to other products, and there are health risks associated with it.

How to Use CBD for Sleep

After you choose a product, you usually want to take CBD before you go to bed, giving the product some time to work. For example, if you vape CBD, you could use it right before bed, but if you use capsules or gummies, you may need more time for the CBD to start working.

Frequently Asked Questions

Why Should You Care About the CBD Products You Buy?

By
Greg Wilson, Founder
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0
Should You Care About the CBD Products You Buy?

This article was first published on Physicians Cannabinoid Council

Over the past three years, CBD and other cannabinoid products such as CBG, CBN, or other compounds of the hemp plant have flooded the market. From corner stores to large retailers, carrying CBD products has become the new trend. Sales have exploded, and the stigma surrounding the plant is slowly vanishing, hence it has become more and more common for people to discuss openly their self-medication success using CBD products.

When the well-known Dr. Dung Trinh, MD conducts his educational series at senior facilities, he often asks the question: How many of you take CBD products? Only three years ago, ten to fifteen out of one hundred people would raise their hands. Today, nearly all of them answer yes. CBD products are used by consumers to help promote better sleep, as part of a pain management routine, or to help reduce inflammation. 

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SHOULD WE BE EXCITED?

This new phenomenon is both great and worrisome. It is good in the sense that there are a lot of benefits related to this compound, and for those who understand the endocannabinoid system and its interrelationship with CBD products, it has been shown to often be life-changing or help promote and maintain a more homeostasis state of the body. 

On the downside of this trend, many people complain that there is either no immediate effect, or they find it disappointing that only a few doctors understand the benefits related to cannabinoid products, or that physicians are not aware enough to even entertain the conversation with patients. 

The problem extends beyond just the lack of understanding of CBD products. It is about, what product should be trusted. If not made by pharma or FDA regulated, or sponsored studies, physicians often shy away from getting their feet wet. Thankfully, some decided to get involved. 

CONSUMERS AT RISKS

 As with any market without stringent FDA regulations and policing, the marketplace becomes a free for all. It is composed of incredibly efficacious and compliant high-quality products, buried in a mass of low-grade, low-quality, and even fake products. This seriously places consumers at risk, knowing that most consumers buy their CBD products either based on nicely designed labels, a referral from friends and family, simply based on price, or believe claims from marketing promotions.

 As mentioned before, today, the CBD (and other cannabinoids) market is flooded with products that are not trustworthy. 

  • Fake products without potency or CBD in it
  • Tempered Certificates of Analysis (COAs) 
  • Labels not reflecting accurately its content or dosage
  • Higher THC content than acceptable
  • Products containing pesticides, mold, heavy metals, etc.

This seriously places consumers at risk, simply because many consumers buy either based on nicely designed labels, referral from a friend or based on price

FACTS DO NOT LIE

At first, consumers were told that a certificate of analysis (COA) is available as proof of the product’s purity and quality. This lab report called COA can be intimidating to read for consumers and furthermore, can occasionally be tempered and modified by unscrupulous parties. A random analysis conducted in 2021 by the FDA found that nearly 64% of products tested had an illegal level of THC or had false information on their labels. 

Furthermore, a survey conducted by the Physicians CBD Council in collaboration with the Mace Media Group in 2022 unveiled that 55.1% of consumers felt comfortable to somewhat comfortable reading and understanding what a COA reveals, while only 32.3% of participants were aware that fake or tempered products were a market reality. 

One of the most unsettling aspects of what can be found in up to 40% of the products on the market is the dangerous toxic chemicals, mold, pesticides, and harmful heavy metals. A cannabinoid compound may have tested “clean” for its purity but is then mixed with other ingredients such as oil, flavors, colorant, terpenes, and even be impacted by low-quality packaging that can transfer harmful chemicals to the product. It is sometimes difficult, even for the best brands, to be in complete control of the entire supply chain, and very few products are tested at the end of the process, in its retail packaging, ready to be shipped. 

43.3% of consumers are either uncomfortable or unable to read and understand a Certificate of Analysis (COA) –

PCC & Mace Media Group Survey 2022

DOCTORS KNOW BEST! OR DO THEY?

Without sounding alarmist, another issue that cannot be ignored is the fact without proper knowledge from physicians of the endocannabinoid system and CBD products in general, consumers are self-medicating. This trend is not unique to cannabinoid products, however, whether or not it contains a cannabinoid compound, self-medicating is a risk when you do not know how it interacts or affects other medications one may take. Let’s set the record straight, we are not, by no means, saying that CBD products have strong side effects, but more so that most medications are filtered through the liver, and the liver can only process a certain amount of nutrients per hour. When and how to administer cannabinoid products become important since you do not want other important medications to not be filtered and processed completely. A person should always consult a physician before self-medicating, but what to do when your physician does not have enough knowledge to help?

The 2022 Physicians CBD Council and Mace Media Group survey showed that 91.2% of consumers wish for their physicians to be more knowledgeable on cannabinoid products and their benefits, with some suggesting that pharmacists would be well positioned to provide help with dosing and education on the topic.

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PHYSICIANS ARE STEPPING IN

In 2018, Dr. Dung Trinh, MD considered himself one of the doctors who had a stigma against cannabis-related products. Faced with patients showing up with CBD products and asking him for his opinion, he was shocked to realize that patients may know more than he does on the topic. Equipped with his thirst for facts, Dr. Trinh began researching and reading thousands of studies and facts. This new knowledge changed his mind forever and led him to form the Physicians CBD Council in 2019, with the mission of educating, collaborating, and ensuring consumers’ safety. This is done by educating patients, industry leaders, and doctors on the functions of the endocannabinoid system and the potential health benefits or risks associated with taking cannabinoid-derived products. 

The Physicians CBD Council (PCC) now counts about 35-40 highly reputable physicians and nurse practitioners’ medical board of advisors who excel in their primary field of specialty, while choosing to spend time educating their patients and supporting the emerging field of cannabis research for potential therapeutic health benefits.

The Board of advisors includes specialists in the field of family medicine, internal medicine, rheumatology, pain management, endocrinology, psychiatry, nephrology, and more. Although the council started in California, it has since attracted supporters from across the USA, and a few international ones too. 

A WELCOME SITUATION

In 2022, the Physicians CBD Council (AKA Physicians Cannabinoid Council) decided to step in further, not to regulate, but instead to evaluate products’ real purity and safety, through thorough testing and factual verifications.

The Physicians believe great products and brands should be identified by a trusted party that will be highly reputable, unbiased, and unshakeable in its integrity, for the safety of consumers and the benefit of the industry in general. 

Furthermore, the PCC has teamed up with the company MoreBetter, creator of the Releaf App, to offer product efficacy testing for branded products certified with the Physicians Quality Verified trusted Seal. This opportunity will help the best products on the market have factual data backed by MoreBetter and the PCC. 

DO YOU BELIEVE YOUR PRODUCTS ARE CLEAN, SAFE, AND EFFICACIOUS?

The Physicians CBD Council now offers a chance for brands to distinguish their products from the cluster of other lower-grade branded products on the market through a simple but thorough evaluation to receive the Physicians Quality Verified Seal that can be proudly displayed on your products and marketing platforms. The additional option to conduct product efficacy testing is available exclusively to branded products that have passed the seal test/evaluation. 

In the survey of consumers conducted by the PCC and Mace Media Group in 2022, a clear 89.5% of people said they would be inclined to buy a product bearing the trusted Physicians Quality Verified Seal of the PCC. 

To learn more about the Physicians Cannabinoid Council or to register your interest in the Physicians Quality Verified Seal certification, visit the www.physicianscbdcouncil.com.

Is your Nest Egg at Risk?

By
Greg Wilson, Founder
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0
Is your Nest Egg at Risk

Picture this, being able to invest in ways to pursue the highest possible rates of return with guaranteed protection from losing money, as well as no fees.

It’s not a Unicorn! It truly exists and is guaranteed by contracts with highly rated firms. Fiscal Designs has branded these solutions “Peaceful Portfolios” because they offer peace of mind for their investor clients.   www.PeacefulPortfolio.com

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The “Peaceful Portfolio” is an optimal solution for investors who are:

  • Unsure of where and how to invest to secure highly competitive rates of return.
  • Worried about losing money from market losses during uncertain and volatile times.
  • Tired of paying fees.
  • Frustrated trying to time investments with the market ups and downs.
  • Curious about ways to optimize portfolios for legacy planning.

“Before working with Todd and Fiscal Designs, I had no idea that investment products were available that allowed me to invest without the fear of losing money. It sounded too good to be true, but I trusted Todd, his transparency and personal use of the solutions.”

Vince B. (actual client)
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Vince B. was nearing retirement, and the repositioning of his portfolio avoided the significant 2022 market losses; his retirement timeline is still on track. Vince’s story is wonderful, but sadly not like many others at or near retirement.

According to a recent survey taken by Quicken, “About 48% of people who were planning to retire in 2022 are putting their plans on hold or reconsidering them. Another 22% of people planning to retire sometime after 2022 are considering delaying their retirement dates.”

Fiscal Designs is a boutique independent firm that evaluates client goals and objectives and compares various available solutions in the states our clients reside in to present optimal “Protect and Grow” strategies. There are never any advisory or consulting fees, and products do not have fees unless clients wish to incur a nominal fee to “buy up” or enhance rates of return in some products. 100% of client funds are invested, and Fiscal Designs is directly compensated by the investment companies with separate funds.

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Todd Friedman

If you’d like to learn more or see what options are available in your state, feel free to contact Todd Friedman directly at: Todd@FiscalDesigns.com  or visit www.PeacefulPortfolio.com 

About Todd Friedman – A former Army major equipped with an engineering degree from West Point, Todd is experienced in solving complex problems, has succeeded in diverse industries and has cracked the code on designing and implementing solutions for optimal investment and insurance needs. Before founding Fiscal Designs, Todd served as CEO, VP and other Executive roles in financial services, healthcare, and technology organizations.
Fiscal Designs is a Service-Disabled Veteran Owned Small Business.

Todd is married and resides in Washington state, the greater Tacoma area. When not helping clients, he enjoys boating, golf, wine, and travel.

Recent Research Hints At How CBD Could Prevent COVID Replication

By
Greg Wilson, Founder
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0
Recent Research Hints At How CBD Could Prevent COVID Replication
freely 1

A new study was published by a team of scientists at Oregon State University; the research was led by Richard van Breemen of the Global Hemp Innovation Center. He joined with Oregon Health & Science University scientists and discovered that a pair of cannabinoid acids bind to the SARS CoV-2 spike protein, which blocks a step it needs to infect people.

CBDA, and CBGA, both precursors to CBD and CBG, which are abundant in hemp and hemp extracts, could be used to prevent and treat infection from the SARS-CoV-2 virus and the spike protein.

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Freely Cooling & Relief Cream (2oz)

The chemical cannabidiol, commonly known as CBD, isn’t proven to prevent the SARS-CoV-2 from entering cells; it inhibits the virus’s ability to replicate early in the infection cycle. 

The only issue is that the popularity of these products infused with hemp-derived CBD and related cannabinoid compounds has skyrocketed along with customer demand and interest. Still, with little regulation, customers don’t know what they’re buying and ingesting. 

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Freely Immunity Gummies (30ct)

Some of these products may or not contain CBD, but often, these amounts are inconsistent. 

It’s helpful to read and get recommendations from those that can direct you to products with high purity and concentrations of CBD; some studies report combining CBD with equal amounts of THC will reduce CBD’s efficiency. 

One product that could address this issue is Freely’s Covid-Away™ Tincture, which comes with 500mg of CBDA, 500mg of CBGA, and Vitamin D and Zinc.

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Special Saver Pack – Calm & Relief Extra Strength Tincture

Freely specializes in Adaptive CBD products that contain CBD and other minor cannabinoids, vitamins, and botanicals that work synergistically together for more effective results. 

Their ingredient formulations make your body feel better and put your mind at ease through a wide range of products, including soft gels for night-time, everyday tinctures, gummies with elderberry, and cooling relief topical cream.

You can save 25% sitewide by visiting this link and using the code SeniorAffair25

freely covid away
Covid Away Immunity Tincture
Check Price
Discount code: Senior25

Frequently Asked Questions

What is THC? 

THC is another name for tetrahydrocannabinol, a naturally occurring chemical found in the hemp plant known for its psychotropic effect or “high.”
Some full-spectrum CBD products contain small trace amounts of THC, but you won’t be affected by this, or you can choose a THC-free option.

What is CBD?

Cannabidiol (CBD) is a chemical found in the Sativa plant, also known as the cannabis or hemp plant. There are over 80 chemicals found in the cannabis Sativa plant. Delta-9-tetrahydrocannabinol (THC) is the most known chemical.
CBD is derived from hemp, and a prescription form of CBD has been used as a treatment for epilepsy; recent studies have shown promise for anxiety, pain, Parkinson’s disease, Crohn’s disease, and other everyday issues.

Is CBD legal?

Yes, laws were passed in 2018 that legalized the sale and cultivation of hemp and hemp products. However, not all CBD products are legal, and since it’s not an approved pharmaceutical, companies can’t legally use it in foods or dietary supplements.

Have You Told Your Life Story Yet? Visually Enhance Your Legacy with a Personal Documentary.

By
Greg Wilson, Founder
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Have You Told Your Life Story Yet? Visually Enhance Your Legacy with a Personal Documentary.

Your legacy is something to take very seriously. If you’re somebody that wants friends and family to hear your life stories and truly understand who you are, you’ll want to keep reading. If you don’t have time to read, we’ve partnered with Kindred to offer you an exclusive discount of 5% off a personalized documentary video to help enhance your legacy (use code SA5 at checkout or click on this link to automatically apply the discount).

Storytelling is one of the best ways to let people know exactly who you are. Storytelling is something we all do almost every single day, but we all can admit that human memory is imperfect and occasionally those stories get lost. Regardless of the few stories that get lost, humans are wired to remember stories for various psychological reasons, and that is why we need to keep telling them and capturing them.

Have You Told Your Life Story Yet Visually Enhance Your Legacy 1

Believe it or not, your children and grandchildren want to hear your stories! It’s how we all best remember our loved ones. It’s how we connect on a deeper level.

And let’s be honest… you want to tell your stories. How much fun is it to dive deep into a story about your life and share the experiences that led to who you are as a person today? Telling your own life story is one of the most impactful things you can do for your memory, happiness, and enjoyment.

With all that being said, have you taken the chance to sit down and tell someone your most meaningful life stories? If not, why not? Let’s discuss how recording your life stories can visually enhance your legacy for your family and friends.

To start, telling life stories to your children, grandchildren, and friends can make you closer than ever! Imagine if they truly understood the stories behind your wacky family traditions, childhood shenanigans, and how you achieved what you did in your lifetime. Not only do they want to hear these stories, but they want to understand them. A way to really help them understand is by recording a video of the stories exactly how you told them. Your hand motions, your facial expressions, and other mannerisms can completely make or break a good story! Help them understand the passion behind why you love to cook… why you love sports… and what you experienced in the military. At Kindred (a company capturing life stories with personalized documentary videos), you can do just that! Imagine a documentary video featuring…well…you! You can tell your life stories and record them to cherish for generations to come.

Next, your children, grandchildren, and friends want to understand you as a person more. They do! But let’s be honest, they don’t always know the right things to ask to really understand you. Interviewing is a difficult skill. What to ask first? When to dig deeper and when to move on? At Kindred, they believe that recording life stories is an art-form and they’ve gathered some master interviewers to help. They believe the follow-up questions are just as, if not more, important than the questions you start with, and that approach is supported by the Harvard Business Review.

Finally, recalling your own life story and favorite memories is beneficial for your own mental health, happiness, and of course… legacy. So why not give it a try! We have partnered with Kindred to offer you an exclusive discount of 5%-off a personalized documentary video (use code SA5 at checkout or click on this link to automatically apply the discount). They’ll handle the interview and video editing – all you need to do is tell your stories!

In 5 Minutes, I’ll Give You The Truth About Nutritional Immune System Boosters

By
Greg Wilson, Founder
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0
In-5-Minutes-Ill-Give-You-The-Truth-About-Nutritional-Immune-System-Modulators

Your body has an army to defend itself against foreign invaders: the immune system. Your body’s immune system protects you from viruses, bacteria, fungi, toxins, and other things that may cause you harm.

To fight this internal battle against harmful invaders, your immune system responds by creating inflammation. Your body’s inflammatory response allows you to overcome infections and helps you repair damaged tissues (think of a bruise!).

Normally, your body regulates its immune response so that just enough inflammation is released to heal you. However, when your immune system fails to function appropriately, it will also fail to properly employ the right amount of inflammation in your body – potentially causing more harm than good.

If your immune system overreacts to harmful stimuli, this can wreak havoc on your body and result in autoimmune diseases and chronic inflammation.

Consequences of an Overactive Immune System

Cytokine storm is an extreme, uncontrolled inflammatory response where the immune system harms its body. This dangerous reaction has been a primary contributor to the death of patients with Covid-19, as the immune system attacks the body to fight the illness.

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Allergies: a reaction commonly presented in forms such as sneezing, stuffy noses, and rashes in response to hypersensitivity to certain substances.

Internal autoimmune diseases include Rheumatoid Arthritis, Celiac Disease, Multiple Sclerosis, Hashimoto’s Thyroid Disease, Lupus, and Type 1 Diabetes.

Eating fried foods, sodas, processed meats (hamburgers, hotdogs), and refined carbohydrates promote immune system overactivity.


On the other hand, if your immune system under-reacts to external and internal pathogens, harmful pathogens such as parasites or cancer cells will be able to invade and harm your body. Contributors to an underactive immune system include congenital genetic disabilities, poor nutrition, sleep deprivation, chronic stress, overeating, lack of sunlight, and lack of exercise.

Consequences of an Underactive Immune System

Cancer. When the body’s immune response is not strong enough, it fails to defeat cancer-causing pathogens. Some examples of cancer-causing pathogens:

  1. Human Papillomavirus (HPV) – cervical cancer
  2. HIV – Kaposi sarcoma, leukemias
  3. Hepatitis B&C – liver cancer
  4. Helicobacter Pylori – stomach cancer
  5. Epstein Barr virus – nasopharyngeal cancer

Infections: Bacteria, mold, parasites, and viruses

As you can see, an out-of-balance immune system (overactive or underactive) leads to health problems and disabilities.


However, there’s hope! There are immune system “modulators” that balance the immune system (homeostasis) and allow it to function at its optimal performance. Luckily, we can eat natural foods and make healthy life choices to increase these “modulators” and boost our immune systems.

Here is a list of 10 Immune System Modulators:

1. Vitamin D3


Vitamin D3, the active form of vitamin D, plays an essential role in regulating calcium and phosphorus metabolism. This vitamin acts as an immunomodulatory and targets various immune cells, including macrophages, monocytes, T-cells, B-cells, and dendritic cells.
According to one study, it is reported that a high dose of vitamin D3 modulates the immune response in mammals via negative regulation of the NF-kB signaling pathway. (Cheng, Tang, et al., 2020) Another scientific study reported that vitamin D3 glycoside and lipopolysaccharide modulates the immune response in the broilers by increasing the production of interleukin-10. (Nunes, de Souza Duarte et al. 2020).

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2. Vitamin C


Vitamin C is a reducing agent and acts as an antioxidant. This vitamin is essential against acute aflatoxin activity in guinea pigs. (Sahoo and Mukherjee 2003) In another study, it is reported that vitamin C increases the interferon-γ by reducing the IL-4 in the cultured primary splenocytes; this, in turn, suppresses the Th2-type immune response. The findings of this research suggested that the dose of vitamin C is helpful in the prevention of soybean allergies. (Sun, Li et al. 2009).

3. Zinc


Zinc acts as a cofactor for enzymes involved in cell proliferation, such as DNA replication and signaling pathways. It is reported that zinc plays a significant role in innate immunity. For example, one of the zinc-dependent hormones, “thymulin” secreted from the thymic stroma is responsible for T-cell proliferation. (Goswami, Bhar, et al. 2005).

4. Omega 3 Fatty Acids


Omega-3 fatty acids are the precursor molecules for lipid signaling pathways and play a significant role in autoimmune and inflammatory diseases. Research studies indicated that these fatty acids are helpful against heart disease, neurodegenerative disorders, and diabetes. (Zivkovic, Telis, et al. 2011) One study indicated that omega-3 fatty acids suppress the activity of nuclear transcription factors such as NF-KB and decrease the synthesis of cytokine and inflammatory enzyme production. (Kang and Weylandt 2008).

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Turmeric powder

5. Turmeric (curcumin)


Turmeric is a well-known herbaceous plant because it is anti-inflammatory and prevents inflammatory diseases. Curcuminoids are one of turmeric’s main components with potent anti-inflammatory properties. (Chainani-Wu 2003) One research study reported that turmeric extract contains prebiotics, probiotics, and anti-inflammatory compounds. Prebiotics and probiotics promote the health of the gastrointestinal tract. (Yazdi, Soleimanian-Zad et al. 2019).

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6. Green Leafy Vegetables


Green leafy vegetables consist of various compounds responsible for health benefits. Regular consumption of these vegetables overcomes nutritional deficiencies and provides a healthy immune system. These vegetables contain antioxidants, which combat free radicals in the body and provide a defense mechanism against free radicals. In-vitro studies reported that these GLVs are a rich source of antioxidant vitamins. (Gupta and Prakash 2009).

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Matcha Green Tea from Art of Tea

7. Green Tea


Green tea is a tea type commonly used as a beverage globally. It consists of catechins that play an essential role in modulating biological activities and thus provide health benefits. As a nutritional modulator, it is effective against obesity and cancer. Studies reported that it contains a compound known as epigallocatechin gallate (EGCG) that is effective against cancer. (Rahmani, Allemailem et al. 2015) Another study suggested that green tea is a rich source of antioxidants and effective against oxidative stress. (Peluso and Serafini 2017).

Allium vegetables
Allium vegetables

8. Allium Vegetables


Allium vegetables are a rich source of organosulfur compounds, protecting against several cancer types. The Allium family includes onions, garlic, leeks, scallions, chives, and shallots. (Bianchini and Vainio 2001) According to research studies, the extracts of these compounds show antimicrobial, anti-inflammatory, and antioxidant properties. (S Bisen and Emerald 2016).

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9. Olive Oil


Olive oil exhibits antioxidant and anti-inflammatory effects and prevents cardiovascular disease and rheumatoid arthritis. The antioxidant effect of olive oil is due to the presence of linoleic acid, oleuropein, tyrosol, and hydroxytyrosol. (Wahle, Caruso, et al. 2004) Olive oil also consists of phenolic compounds that improve lipid metabolism, improve immune function, and prevent obesity. (Farràs, Martinez-Gili et al. 2020).

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10. Berries


Berries are a rich source of minerals, vitamins, and anthocyanins. In-vitro studies suggested that berry bioactive compounds play an essential role in oxidative stress. According to the studies, it is reported that berries improve the lipid profile in humans and help in the improvement of total antioxidant status. (Del Bo, Martini, et al. 2015).

The phenolic compounds in the berries are also helpful against cancer and have anti-inflammatory and cell regulatory effects. Overall, berries improve heart health and show high nutritional relevance for heart patients. (Beattie, Crozier et al. 2005).

Conclusion

Our bodies are constantly fighting pathogens to try to stay healthy. When we have chronic inflammation or a weakened immune system, our body may not be able to fight off everything we come into contact with entirely, which is why taking care of our immune system and using supplements to support it. Chiropractic care also helps to optimize your immune system’s functions. Specific nutritional supplements also have significant research to show that they boost your immune system and keep it functioning correctly.

You can download apps to help you as well. InsideTracker is one you can check out.

References

  • Beattie, J., A. Crozier and G. G. Duthie (2005). “Potential health benefits of berries.” Current Nutrition & Food Science 1(1): 71-86.
  • Bianchini, F. and H. Vainio (2001). “Allium vegetables and organosulfur compounds: do they help prevent cancer?” Environmental health perspectives 109(9): 893-902. Chainani-Wu, N. (2003). “Safety and anti-inflammatory activity of curcumin: a component of tumeric (Curcuma longa).” The Journal of Alternative & Complementary Medicine 9(1): 161-168.
  • Cheng, K., Q. Tang, X. Guo, N. A. Karow and C. Wang (2020). “High dose of dietary vitamin D3 modulated the yellow catfish (Pelteobagrus fulvidraco) splenic innate immune response after Edwardsiella ictaluri infection.” Fish & Shellfish Immunology.
  • Del Bo, C., D. Martini, M. Porrini, D. Klimis-Zacas and P. Riso (2015). “Berries and oxidative stress markers: an overview of human intervention studies.” Food & function 6(9): 2890-2917.
  • Farràs, M., L. Martinez-Gili, K. Portune, S. Arranz, G. Frost, M. Tondo and F. Blanco-Vaca (2020). “Modulation of the Gut Microbiota by Olive Oil Phenolic Compounds: Implications for Lipid Metabolism, Immune System, and Obesity.” Nutrients 12(8): 2200.
  • Goswami, T., R. Bhar, S. Jadhav, S. Joardar and G. Ram (2005). “Role of dietary zinc as a nutritional immunomodulator.” Asian-australasian journal of animal sciences 18(3): 439-452.
  • Gupta, S. and J. Prakash (2009). “Studies on Indian green leafy vegetables for their antioxidant activity.” Plant Foods for Human Nutrition 64(1): 39-45.
  • Kang, J. X. and K. H. Weylandt (2008). Modulation of inflammatory cytokines by omega-3 fatty acids. Lipids in Health and Disease, Springer: 133-143.
  • Nunes, R. A., M. de Souza Duarte, P. H. R. F. Campos, L. L. de Oliveira, F. F. e Silva, B. S. Kreuz, C. G. Mirabile, S. O. Borges and A. A. Calderano (2020). “Active vitamin D3-glycoside preserves weight gain and modulates the inflammatory response in broiler chickens challenged with lipopolysaccharide.” Animal Feed Science and Technology 270: 114704.
  • Peluso, I. and M. Serafini (2017). “Antioxidants from black and green tea: From dietary modulation of oxidative stress to pharmacological mechanisms.” British journal of pharmacology 174(11): 1195-1208.
  • Rahmani, A. H., K. S. Allemailem, S. M. Aly and M. A. Khan (2015). “Implications of green tea and its constituents in the prevention of cancer via the modulation of cell signalling pathway.” BioMed research international 2015.
  • S Bisen, P. and M. Emerald (2016). “Nutritional and therapeutic potential of garlic and onion (Allium sp.).” Current Nutrition & Food Science 12(3): 190-199.
  • Sahoo, P. and S. Mukherjee (2003). “Immunomodulation by dietary vitamin C in healthy and aflatoxin B1-induced immunocompromised rohu (Labeo rohita).” Comparative immunology, microbiology and infectious diseases 26(1): 65-76.
  • Sun, P., D. Li, B. Dong, S. Qiao, X. Ma and X. Chen (2009). “Vitamin C: An immunomodulator that attenuates anaphylactic reactions to soybean glycinin hypersensitivity in a swine model.” Food chemistry 113(4): 914-918.
  • Wahle, K. W., D. Caruso, J. J. Ochoa and J. L. Quiles (2004). “Olive oil and modulation of cell signaling in disease prevention.” Lipids 39(12): 1223.
  • Yazdi, F. G., S. Soleimanian-Zad, E. van den Worm and G. Folkerts (2019). “Turmeric Extract: Potential Use as a Prebiotic and Anti-Inflammatory Compound?” Plant Foods for Human Nutrition 74(3): 293-299.
  • Zivkovic, A. M., N. Telis, J. B. German and B. D. Hammock (2011). “Dietary omega-3 fatty acids aid in the modulation of inflammation and metabolic health.” California agriculture 65(3): 106.

Mend Adapt Mattress Review [2022]

By
Greg Wilson, Founder
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0
MendSleep

Mend Sleep specializes in making direct-to-consumer mattresses with innovative and advanced materials. We tested the Adapt Mattress for six months, a flippable hybrid model made with CertiPUr-US foam, and an 8″ quantum coil support system. The bed has two firmness options, medium soft and medium firm.

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The material is breathable with materials like a pocketed coil core and Emana fabric cover designed for cooling and allowing air to circulate. 

The mattress is perfect for seniors, especially if you are dealing with aches and pains or your weight or sleep position varies over time. It’s both bouncy and cushiony at the same time. Sleepers can move around freely and comfortably. 

The Emana cover is aesthetically pleasing, promotes muscle recovery, helps regulate the temperature, and is easy to unzip and remove for easy washing or flipping the mattress. 

Pricing

The prices start at $1386 for a twin, $1956 for a queen, and $2446 for a King or California King size. Use code Senior25

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We love the Adapt Mattress

Shipping, Warranty, and Sleep Trial 

You can purchase this mattress online at Mend Sleep’s website; they deliver within the contiguous U.S.; you can’t find the Adapt mattress in retail stores.

The free shipping is not available internationally; it is delivered via UPS within 7-10 days and arrives in a long, compressed box wrapped in plastic. You might need help moving it into the house and your bedroom; for example, the Queen size is 100lbs. 

Mend Sleep also provides financing options, and you can make monthly payments. Also, you can save 25% on your order if you use the code Senior25.

Mend Mattresses

Sleep Trial

Buyers can try the mattress for a 180-night sleep trial with Adapt Mattress; they require at least 30 nights before you can return it. In addition, you can receive a full refund of the purchase price at that time. 

If you’re unsatisfied with either firmness, you can order a firmer or softer comfort layer insert for $179. 

mend adapt 4

Warranty

Mend Sleep offers a lifetime warranty on their mattresses; this covers the physical flaws, manufacturing defects, and deterioration. To be eligible for the warranty, the bed has to be in donatable condition.

This mattress has an outstanding balance of motion isolation and bounce; the mattress accommodates sleepers of most weight groups and comforts you in the most preferred sleep positions. 

Mend Sleep also produces two Euro-top hybrid models- 12-inch Renew Mattress and the 12.5-inch Bliss mattress. These models are more affordable but aren’t flippable for different firmness. 

Click for more info

Use Senior25

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