Disclosure: SeniorAffair is reader-supported. If you request a quote through links on this page, we may earn a commission at no cost to you. This never affects our ratings. This article is for educational purposes and is not individual insurance, legal or financial advice. Coverage, rates and discounts vary by state and applicant.
Farmers Insurance offers affordable, customizable auto insurance, and you can get the coverage you want at a great rate. You can save by bundling home and auto, and retirees may qualify for additional savings through Farmers’ discount programs. Get an online quote today!
- Bundle and save: Save by bundling home and auto.
- Affordable coverage: Get the coverage you want at a great rate.
- Retiree savings: Ask your agent about discounts that may fit retirees, including affinity programs for qualifying groups and employers.
- Safe-driver app: Ask your agent whether Signal, Farmers’ safe-driving app, is available in your state.
- Watch-outs: Discounts and their availability will vary based on the kind of insurance policy you hold and what state you’re in.
What Is Farmers Insurance?
Farmers Insurance offers auto, home and life insurance through a network of local agents. If you prefer working with a real person who can review your coverage face to face, a local Farmers agent can help you find the coverage you want at a great rate.
What Farmers Sells (At a Glance)
| Coverage | What It Covers | Why It Matters After 55 |
|---|---|---|
| Auto | Liability, collision, comprehensive, uninsured motorist and optional add-ons | Protects retirement savings from lawsuits after an at-fault accident |
| Homeowners & Condo | Dwelling, personal property, liability, additional living expenses | For many retirees, the home is the largest single asset |
| Renters | Belongings and liability for renters | Useful after downsizing to an apartment or 55+ community |
| Umbrella | Extra liability above auto and home limits | Shields a nest egg, rental property or investment accounts |
Not all products, coverages, features and discounts are available in every state and may vary by state.
Already insured elsewhere? It costs nothing to see what Farmers would charge for the same coverage. Start your quote today!
Farmers Auto Insurance for Drivers 55+
Farmers offers affordable, customizable auto insurance, so you can build a policy around how you drive today. To find out which coverage options are available where you live, talk with a local Farmers agent.
The Signal App
Signal is Farmers’ smartphone-based safe-driving program. Ask your local Farmers agent whether Signal is available in your state and how the program works.
Farmers Discounts Seniors Should Ask About
Discounts and their availability will vary based on the kind of insurance policy you hold and what state you’re in. Ask your local Farmers agent which discounts you may qualify for, including bundling home and auto.
See Which Farmers Discounts You Qualify For
Bundling home and auto can add up fast. A quick quote shows your real price, not an average.
Get an online quote today!Farmers Home Insurance for Retirees
Farmers offers affordable home insurance, and you can save by bundling home and auto. Coverage options and availability vary by state, so talk with a local Farmers agent about the right coverage for your home.
How to Get the Best Farmers Quote: A 6-Step Checklist
- Gather your current declarations pages for auto and home so you compare identical coverage limits and deductibles.
- Ask about every discount by name: bundle, affinity (mention past employers and memberships), claim-free, homeowner, Signal, autopay and any mature-driver course discount.
- Quote the bundle and each policy separately to see exactly what bundling saves.
- Review liability limits. Retirees with savings often benefit from higher limits plus an umbrella.
- Test a higher deductible if you have an emergency fund; it can lower premiums meaningfully.
- Compare against your renewal offer before you switch, and confirm the new policy starts before the old one ends.
Ready to See Your Farmers Price?
Get a personalized quote for auto or home insurance and find out how much bundling could save you.
Start your quote today!Frequently Asked Questions
Does Farmers Insurance offer a senior discount?
Farmers does not advertise a single age-based senior discount. Discounts and their availability will vary based on the kind of insurance policy you hold and what state you’re in, so ask your local Farmers agent which discounts you may qualify for.
Is Farmers Insurance good for seniors?
Farmers can be a good fit for seniors who value a local agent and the ability to bundle auto and home coverage. Get an online quote today to see what Farmers would charge for the coverage you want.
What is the Farmers Signal app?
Signal is Farmers’ smartphone-based safe-driving program. Ask your local Farmers agent whether Signal is available in your state and how the program works.
How much can I save by bundling with Farmers?
You can save by bundling home and auto. Your actual savings depend on your state and policies, so get an online quote today to see your real price.
Does Farmers sell home insurance in my state?
Not all products, coverages, features and discounts are available in every state and may vary by state. Ask a local Farmers agent about availability where you live.
Protect What You’ve Built
Your home and car deserve coverage that fits this stage of life. Get an online quote today!
Get an online quote today!Insurance is underwritten by Farmers Insurance Exchange and its affiliated insurers. SeniorAffair is not an insurance agency and does not sell insurance.
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