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Elixinol Review: CBD Products to Consider.

By
Greg Wilson, Founder
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0
cbd oil tincture
Elixinol Review 2021: 6 CBD Products to Consider.

As one of the most renowned and established CBD companies in the world, Elixinol was founded over 25 years ago by Paul Benhaim, a well-respected hemp expert, and pioneer in the industry. Elixinol uses high-quality, USA-grown hemp derived from supercritical CO2 extraction, the cleanest method to extract CBD from the hemp plant. A global company, Elixinol leads with integrity and knowledge, developing science-backed products made from purposeful plants and handpicked natural ingredients — with a focus on wellness for people and the planet.

We hope Elixinol has grabbed your attention so far or maybe you’re just interested in learning more about the benefits of CBD? Keep reading this review to understand the brand and its product offerings better. Shop now with Senior Affair’s exclusive discount: 30% off site-wide with code SENIOR30.

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Featured Products, Product Information, and Discounts

Everyday Daily Balance Capsules

Elixinol Review 2021: 6 CBD Products to Consider.
Editors Choice

Smooth out your day, every day. The Elixinol Daily Balance capsules are vegan, gluten-free, and expertly blended with MCT coconut oil and BCP oil for efficient absorption. These capsules promote calm, relaxation, and a healthy mood. Capsules are an ideal format for those who are unsure about the correct serving size of CBD they are ingesting since capsules are designed to hold a very exact amount of CBD. Elixinol’s Everyday Daily Balance capsules contain 15mg CBD per capsule and are a tasteless and odorless way to take your daily CBD. Shop now with Senior Affair’s exclusive discount: 30% off site-wide with code SENIOR30.

Sleep Good Night Capsules

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Editors Choice

Getting a solid night of sleep is crucial for body recovery, maintaining good immune health, combatting daily stress, and overall wellness. By pairing CBD with plant-sourced Melatonin, Elixinol’s Sleep Good Night capsules support optimal sleep, promote calm and relaxation, and keep our circadian rhythms in tune. This full-spectrum liquid, vegetarian capsules have a base of MCT coconut oil and are a non-habit-forming option to improve the quality of your sleep. Shop now with Senior Affair’s exclusive discount: 30% off site-wide with code SENIOR 30.

Everyday Daily Balance Tincture

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Natural flavor
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Everyday Daily Tincture – Cinnamint

Elixinol’s bestselling CBD tincture is the core of your wellness routine. The full-spectrum formula works with your body to promote relaxation and a healthy mood, and gives you whole-plant terpenes and flavonoids for a beneficial “entourage effect.” Carried by MCT coconut oil and natural BCP (beta-caryophyllene) for efficient absorption, this tincture provides just the balance you need to rise above every day and keep mind & body at their best. The Everyday Daily Balance tincture is available in two flavors, Natural and Cinnamint, and three sizes, 500mg, 1000mg, and 4000mg of CBD per bottle. Shop now with Senior Affair’s exclusive discount: 30% off site-wide with code SENIOR30.

Sports Gel

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Active Sports Gel

The Active Sports Gel is a topical product that pairs broad-spectrum CBD extract with some of nature’s hardest-working ingredients like capsaicin, arnica, and camphor to create a hydrating, warming sensation. The special blend of essential oils, including eucalyptus, peppermint, grapefruit, chamomile, and cassia bark, along with a complete lack of synthetic colors, fragrances, parabens, or petrochemicals makes the product suitable for all skin types. It’s non-greasy, absorbs quickly, and can be applied right where you need it to hydrate and soothe the skin. Shop now with Senior Affair exclusive discount: 30% off site-wide with code SENIOR30.

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Calm Stress Support

Other Products by Elixinol

Elixinol makes many other products that can improve the quality of your wellness routine, and in turn, your overall health. These include:

A full collection of capsules, all made with natural active ingredients that are 100% vegan, cruelty-free, and free of synthetic colors and fragrances.

  • Calm Stress Support capsules pair ashwagandha – a natural root known for its calming effect – with CBD to help relieve occasional stress.
    • Active Body Comfort capsules include CBD and Boswellia — a prized natural extract known to reduce inflammation associated with exercise
    • Active Omega Turmeric capsules feature an all-star trio of natural ingredients including CBD, Turmeric and Omega-3 DHA to help reduce inflammation after exercise, support antioxidant activity and support joint health.
    • Immune Gut Health capsules have CBD + Ginfort™, a concentrated ginger extract to support your immune system.
  • Everyday Rapid Reset Liposome, a product that leverages liposome technology for efficient CBD absorption. Liposomes are microscopic bubbles that carry CBD, making it easy and efficient for your body to absorb. They give your body more CBD per serving that might otherwise be lost in the digestive process. The product tastes delicious too, as it is naturally flavored with orange & lemon extracts.
  • A full collection of pet products made with quality, USA-grown hemp. Elixinol’s  pet collection is formulated with broad-spectrum CBD extract and no detectable levels of THC. The products are safe, effective and crafted with care to support the everyday health of your best bud.
    • Calm Dog Chews promote calm and relaxation for adult dogs with occasional nervousness, stress or over activity and include several stress-supporting functional ingredients, including Ashwagandha, L-Theanine, Chamomile and Lemon Balm. 
    • Mobility Dog Chews support mobility and joint health for adult dogs. Along with CBD, they include several functional ingredients that are great for joint support, such as turmeric, curcuminoids and Anivestin™.
    • Everyday Dog Drops are bacon flavored and carried by MCT coconut oil. The CBD works with your furry friend’s Endocannabinoid System to promote daily wellness.
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Calm Dog Chew
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Everyday Dog Drops
Mobility Dog Chews
Mobility Dog Chews
CBD Pet Products

Hemp Source & Quality

All of Elixinol’s CBD is USA-grown. In addition, all of Elixinol’s products are 3rd party tested by an independent ISO certified lab. All Certificates of Analysis are published on their site so that you can feel confident about what you are putting on or in your body. Once you locate the batch number printed on the product, just plug it into the search bar to view test results. 

Extraction Method

There are many ways to extract CBD from the hemp plant. Elixinol uses supercritical CO2 extraction which uses high pressure and extremely low temperatures. By controlling the temperature, time, and pressure, they are able to extract exactly what they want from the plant. Though this process is more expensive, it allows Elixinol to gather a premier extract without using any harsh solvents. 

Customer Service

The customer service at Elixinol is excellent and you can expect high-quality service from the company. You can reach out to them for questions at any time at customerservice@elixinol.com. In addition, Elixinol stands by its commitment to customer satisfaction. They proudly offer a 30-day, money-back guarantee if you are not 100% satisfied. Within 30 days of your original purchase, products can be exchanged or returned for any reason, less the cost of shipping.

Where to buy Elixinol CBD

If you are interested in Elixinol CBD products, the best place to start is the Elixinol website. Be sure to set up your account to begin collecting loyalty points, which can later be applied to future orders, and sign up for marketing communications to be the first to know about exclusive promos, new product launches, and more. Shop now with Senior Affair’s exclusive discount: 30% off site-wide with code SENIOR 30.

Senior Affair Discount for Elixinol.com

Senior Affair has a unique code to provide readers – SENIOR30 will get you 30% off site-wide. It won’t apply to clearance items, and you can’t stack with other coupons. Be sure to this code before you check out! Note that Elixinol also offers free shipping on any order over $50. 

CBD 101

How CBD Works

The human body features an entire regulatory network (called the endocannabinoid system) that reacts specifically to CBD, as well as other cannabinoids (natural chemical compounds found in cannabis). As one of over one hundred different cannabinoids, CBD engages the body’s cannabinoid receptors which then instruct the endocannabinoid system in how it regulates certain physical and mental functions.

The Health Benefits of CBD

CBD has a wide range of health and wellness benefits, depending on both the specific product being used and the consistency with which the product is used. Some of those benefits include establishing a less-stressful lifestyle, supporting feelings of calm, promoting a better night’s rest, aiding in physical recovery, overcoming soreness or inflammation from exercise, or helping to improve your mood. 

Side Effects

Just like taking any new product, you may experience side effects. The most likely is an interaction with the current medications you may already be taking. You should consult your doctor first before beginning to take CBD.

In addition, Elixinol has a partnership with Leaf411. A non-profit group based out of Colorado, Leaf411 is a cannabis-trained nurse hotline aimed to give consumers access to balanced education about legal cannabis (hemp and marijuana). Leaf411 is a free resource available for anyone with questions about CBD and its benefits. Customers can call the hotline and speak directly to a medical professional who can answer their cannabis questions and help guide them in the right direction when it comes to product types.

Conclusion:

Elixinol is a trusted CBD brand with a long history in the industry, and some of the highest quality products available on the market. With their critical extraction methods, transparency by publicly sharing all certificates of analysis, and the natural active ingredients included in each product, you can feel good about shopping with this company. Give them a try and see if CBD can help improve your health and reach your wellness goals.

FAQs

What is CBD?

CBD is an acronym for cannabidiol which is one of the major cannabinoids found in the cannabis plant. Elixinol CBD is produced from industrial hemp and extracted using a CO2 extraction process.

Why would I want to take CBD?

CBD has a wide range of health benefits, and it can be very personal for each user. Some of the general benefits include promoting calm and relaxation, supporting a healthy mood, helping with occasional stress, and improving sleep quality. CBD can also aid in inflammation and muscle recovery after working out.

Are Elixinol’s CBD products full-spectrum or broad-spectrum?

Elixinol makes both full-spectrum and broad-spectrum CBD products. Full-spectrum CBD contains all the compounds naturally occurring in the hemp plant, including terpenes, essential oils, and other cannabinoids commonly referred to as the “entourage effect”. Broad-spectrum CBD contains CBD and all the other compounds within the plant except for THC, which is completely removed in the extraction process.

How long does it take to get a product from Elixinol?

It takes 1-2 business days for the product to be shipped, and 2-5 business days for shipping, depending on where the products are being shipped to.

Does Elixinol have Certificates of Analysis or is Testing done on their products?

Yes! All Elixinol products are 3rd party tested by an independent ISO certified lab. All certificates of Analysis are published here. Once you locate the batch # printed on the product, just plug it into the search bar to view test results.

5 CBD Benefits for the Retired Baby Boomer

By
Greg Wilson, Founder
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0
5 CBD Benefits for the Retired Baby Boomer

According to a survey of 5000 people, 60% of CBD users were taking it for stress and anxiety, but does it work? 

What is CBD?

CBD comes from a species of plant, Cannabis sativa. Still, it’s important to note that hemp and marijuana are completely different forms of cannabis, characterized by their use and psycho-active ingredients. When you think of marijuana, this is usually a carefully cultivated plant consumed medically or recreationally.  

The statutory definitions and regulatory oversight are very different too. For example, while marijuana remains a Schedule 1 controlled substance, restrictions on US hemp production loosed with the passing of the farm bill of 2014 and even further differentiation with the passing of the Farm Bill of 2018. 

CBD does not give you the euphoric high you’d expect from consuming marijuana; it provides a calming, relaxing feeling. 

CBD is a Natural Pain killer

Did you know that the body has an internal endocannabinoid system? It helps to regulate sleep, appetite, pain, and immune system response. Your body produces transmitters that bind with the cannabinoid receptors in your nervous system; doctors feel that this interaction causes anti-inflammatory and pain-killing effects. 

In a study done by the CDC of over 32,000 people, 60% reported suffering from pain within the past 3-months; women were more likely to suffer from pain; however, seniors 65 and older are more likely to experience increased pain as they age. 

Using a topical salve product that is full-spectrum and certified organic to treat localized pain could be an alternative to pain pills. 

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Aging Boomers are Embracing CBD to Be More Patient.

Aging boomers who face life transitions and new challenges try CBD to reduce anxiety and lower stress. Casually having a few drops of organic CBD tincture daily or weekly can benefit. 

Most boomers could benefit from a natural remedy to treat pain associated with chronic back pain.

CBD hemp oil is rich in vitamins and minerals that we need for perfect health, including Vitamins B1, B2, B3, and B6, Vitamin E, C, Calcium, magnesium, Sulfur, Phosphorus, Iron, and Zinc. 

Did you know CBD has all 20 essential amino acids, even those we need from outside sources? 

Symptoms Related to Cancer

Cancer patients suffer from the side effects of chemotherapy, and CBD can help with nausea, vomiting, and lack of appetite.

Retired Boomers Sleep Better

Many retired boomers suffer from sleep deprivation or a general lack of sleep. However, it is essential to note that our bodies recharge and repair themselves during a good night’s sleep, making it very important to get adequate rest. Whether you are up due to anxiety, depression, sick children, or other reasons, taking a daily CBD supplement at bedtime could solve this problem. For example, CBD activates the receptors responsible for sleep, restoring homeostasis and calming you, allowing you to sleep.

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Elixinol Sleep CBD + Melatonin Capsules

Elixinol uses USA-grown hemp with a money-back guarantee. They pair CBD and functional ingredients for wellness for everyone. Their products treat pain and provide daily support with tinctures and capsules. If you have a dog, it’s good to know Elixinol launched a pet CBD line of products with chews designed for aging dogs to treat their joints and assist in mobility.

Why Medicare Advantage Plans Are Bad: 7 Facts to Know

By
Greg Wilson, Founder
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0
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The popular question is, are Medicare Advantage Plans bad? We answer this question for you and point out seven facts. 

Table of contents

Have you seen commercials for zero-dollar premium plans? They claim to have all the necessary coverage, including prescription drug coverage, vision, dental and hearing benefits, and other perks. 

Some people don’t care for these plans, but let’s point out that Advantage plans don’t have to be bad, like everything; they are not for everyone. So we will help you understand more about these plans.

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Why Medicare Advantage Plans Are Bad?

There could be many reasons people don’t like Medicare Advantage plans, but it comes down to who you ask. 

Doctors may not like Medicare Advantage plans because it could be harder for them to get paid by private insurers. 

Your friend may not like it because of the limitations and annual changes to the policy terms. 

Still, most people would say their primary complaint is they thought the plan was free.

Why Are Some Medicare Advantage Plans Free? 

Like most things, please remember that nothing is free, and zero-dollar premium plans are not free either. Remember this: there are no free Medicare plans. 

I’ll explain how it works: Medicare contributes a certain amount of premium per person to the Medicare Advantage carriers to take on your health risk, so they don’t have to. Then the Advantage carriers create plans to look attractive to convince you to sign-up. 

The Advantage plan replaces Medicare Parts A and B using cost-sharing to compensate for the zero-dollar premiums. Medicare Advantage plans have out-of-pocket co-payments you must pay when you visit the doctor, have a test performed, or have any service. 

Don’t think just because you have a zero-dollar premium plan, you still need to make the Medicare Part B premium payment unless you pick a plan that includes a Part B premium reduction. 

How Do Medicare Advantage Plans Make Money?

Medicare has the insurance carriers make bids on medical services. They compare all the proposals to create a benchmark that varies from county to county, and they pay a certain amount per person based on these benchmarks, which is why some Advantage plans are free and others have a monthly premium.

Is Medicare Advantage a Good Deal? 

Having some coverage is wise if you have no coverage, you never know what could happen.

For some people on a limited budget and can’t afford the monthly premium of a Medigap plan, choosing a Medicare Advantage plan with good coverage that fits your needs would be a good decision. If you think you’ll use your benefits often, it may not be a good deal since you’ll contribute to every service out of pocket. 

Holes in Medicare Advantage Plans

Some people experience frustration with the Medicare Advantage plan’s frequent changes, unlike the Medigap plan. You’ll have to stay on top of these changes, or you could face issues when you seek services. 

Even though some plans claim to include dental, vision, and hearing care, some people are later disappointed by the cracks in the coverage. Then you’ll have to pay more than you planned and sometimes for services you believed were covered. 

Can’t Travel With This Coverage

If you are traveling, this coverage won’t work for you; it’s not like Medicare Supplemental insurance. If you have health problems, you could pay a lot of out-of-pocket for services. 

Networks of Doctors Are Too Small

Unlike Medigap plans, which will pay for services nationwide to anyone who accepts a Medicare assignment, Medicare Advantage plans have a small network of doctors than Medigap. Therefore, you should always check your Advantage plan’s provider directory before you sign-up to ensure ALL of your doctors are in that plan’s network.

Also, it would be best if you communicated with your doctors to make sure they plan to stay in the network, as they are free to leave the network at any time, leaving you stuck in the plan until the next Annual Enrollment Period.

You have two options: to pay 100% of your medical costs and keep your doctor or to find a new doctor in your plan’s network.

The Out-of-Pocket Costs Add Up 

The good part is Medicare Advantage plans have a maximum out-of-pocket amount; the bad part is that amount can be high enough to strain some people. This may not be your plan if you don’t have any savings. 

Medigap plans don’t have out-of-pocket maximums; the Medicare Supplement plans won’t nickel and dime you like Advantage plans. 

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Advantage Plan Benefits Change Annually 

Keep in mind that, unlike the Medigap plans, the Advantage plans change annually; you can stay on top of this by reviewing your plan’s Annual Notice of Change every September to make sure your plan has the same benefits for the upcoming year.

Do Doctors Like Medicare Advantage Plans? 

Since Advantage plans put the patients’ financial risk on the doctors, which is called global risk or full risk, most physicians may surprise you and express their dislike for the Advantage plans, which is a way to keep costs down and provide less care. 

Are Medicare Advantage Plans Worth It? 

If you are healthy, live in a prime Medicare Advantage area, and prefer to pay-as-go, Medicare Advantage plans might work for you. They are worth the zero-dollar premium, but it’s up to you if the coverage meets your needs. 

Choosing your plan based on its value depends on your healthcare needs, budget, location, and preferences. People also decide to leave Medicare Advantage plans for good reasons. 

What Are The Worst Medicare Advantage Plans? 

The worst plan would be that you chose without thoroughly reading the terms and conditions and understanding the plan. 

If you have many health issues and many doctors, you should check out a PPO policy, and if you are relatively healthy with only one doctor, you should try an HMO policy. 

Fortunately for you, they use a 5-star rating system that helps you identify the quality and popularity of a plan and what to avoid. 

Many people are disappointed with the constant need to pay co-pays and wait for referrals for services to a small network of doctors; with these issues, be sure to research before choosing a Medicare Advantage Plan. 

Can I Enroll in a Medigap Plan Later if I Enroll in a Medicare Advantage Plan Now? 

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Get a FREE No Obligation Medicare Quote Today

Yes, you can enroll in a Medicare Advantage plan and a Medigap plan later. Still, you’ll have to wait for either the Annual Enrollment Period or the Medicare Advantage Open Enrollment Period to make changes. 

Remember that most people only get a one-time Medigap Open Enrollment Period, which is your only chance to enroll in a Medigap plan without answering health questions. 

Still Have Questions?

FAQ

What Are The Disadvantages of Medicare? 

There is no vision, hearing, or retail prescription drug coverage. 

Will I pay more out-of-pocket for a Medicare Advantage plan than a Medigap plan? 

Some people are put off by the higher premium of Medicare Supplemental plans at first, but your out-of-pocket costs each year could end up being higher on a zero-premium plan because of the smaller network of doctors and out-of-pocket co-pays. Sometimes, paying the upfront monthly premium could help you save money.

Why are Medicare Advantage plans pushed so hard?

Advantage plans are heavily advertised because of how they are funded. These plans’ premiums are low or nonexistent because Medicare pays the carrier whenever someone enrolls. In addition, it benefits insurance companies to encourage enrollment in Advantage plans because of the money they receive from Medicare.

Conclusion: 

Medicare Advantage is not the best solution for everyone, and most costs are paid out of pocket when you seek health care services. 

With Original Medicare and Medigap, most of your costs are paid in advance. 

A Medicare Advantage plan can help you save money and provide some coverage in some cases.

Medicare Advantage plans are more beneficial when you’re healthy and receive assistance paying the shared cost. 

If you qualify for Medicare and Medicaid, you may find a Medicare Advantage Special Needs Plan affordable. 

Related Reading

6 Steps for Making Your Home More Business Friendly

By
Greg Wilson, Founder
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0
6 steps for making your home more business friendly

With more boomers working from home, many houses do not have what is needed for success. Often, home businesses require only minimal changes, but sometimes issues with layout, space, or decor may prompt homeowners to search for another location. Whether you are staying put or looking for something new, take these strategic steps from Senior Affair to create a business-friendly home.

1. Determine Your Needs

Depending on your business needs, you may have to make changes. For example, if you need a workshop, you could create this space in your garage. If you need an office, one of the spare rooms in your home may be sufficient. If you meet clients in the space, that will affect how you design and present it as well. For instance, a separate entrance, extra seating, and dedicated parking might be in order; Real Homes points out that for some people, a separate structure like a garden office might be in order. Brainstorm the most efficient ways to give you the right space and develop a plan to create it.

2. Establish a Budget

Once you have a plan, start crunching numbers. If you need to remodel the space by adding insulation, bookshelves, or a kitchenette, weigh the costs of hiring a handyman versus making changes on your own. Remember to keep your budget realistic. Maybe you cannot afford to replumb for a guest restroom, but you can afford LED lights to change the ambiance. Prioritize your budget by allocating more to things that are absolute necessities, as described by Livable.

3. Purchase the Right Furniture

No office space or workshop is complete without the right furniture. You’ll grow weary without the right chair to support you throughout your workday. If you thrive in an organized environment, purchasing storage bins and cabinets will keep your things neat. A tool board in your workshop will give you quick access to your most-needed tools. Incorporating a coffee bar into your office will give you easy access to your hourly coffee boost without the added distraction of walking to the kitchen. Furniture will play an incredibly important role in comfort, focus and efficiency.

4. Decorate

Decorations allow you to create a space that encourages positivity. For example, if your favorite shade of yellow gives you an energy boost, repainting the walls or adding yellow accents will enhance your office space. If staring at your puppy all day will help to relieve stress, hang a picture of him within sight. Adding decorations that make your office enjoyable will allow you to thrive for hours. Maximize focus by steering clear of any distracting decorations.

5. Search for a New Home

If you find your current home does not give you the rooms, features, or space you need to run an effective business, searching for a new home may be the right choice. Many newly built houses include a home office. If you opt for an older home, you may need to search for one with an extra bedroom, living area, or garage.

You could even look for a home that has an outbuilding to use as an office where you can concentrate more easily on work and even meet clients without having to bring them into the house. Physically meeting up with clients could be useful for helping to build trust and secure sales. As Caitlin Brodie explains, such meetups can also be important when seeking funding from investors or donors.

In your hunt for an affordable home of “as is” sales, always complete an inspection before purchasing a home. This will reveal structural damage to the home. Often a seller will not fix these upon closing, and the cost of fixing structural damage can add up for the buyer. Working with a real estate agent can help you find a home that suits your business, financial, and family needs.

6. Focus on Your Business

After putting your heart and soul into selecting the perfect spot for business and pleasure, it’s time to start focusing on building and growing your business. If your business is new, start with the basics, like selecting a business name and establishing a legal business entity.  Once those tasks are complete, you can start marketing your product or service. There are resources out there that will walk you through how to start a business website for free, including buying and hosting the domain and choosing and customizing a template to tell your business’ story.

Having a home business is highly rewarding and requires a quality work area. Creating a space within your home or purchasing a new home can provide higher levels of focus, positivity, and creativity, which will likely compensate you through your business’s success.

Guest Post by: Tina Martin @ http://ideaspired.com

Originally published August 25, 2021

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Dental Insurance for Seniors Is It Worth it? 5 Facts to Consider.

By
Greg Wilson, Founder
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0
5 Facts to Determine Is Senior Dental Insurance Worth it?

If you’ve been wondering if getting a senior dental plan is worth it or the best dental insurance for seniors is, this article offers five facts to help you make your decision.

What is Affordable Dental Care for Seniors?

Staying healthy as you get older means being proactive about your dental care. Unfortunately, Medicare doesn’t cover dental, and most employers don’t include dental insurance in retirement packages, so you’ll probably be paying out of pocket for dental care.

So you might be tempted to skip those regular dental visits. Maybe you think regular dental care is just for kids. Or you have dentures, bridges, or dental implants and figure you’re finally done with dental appointments. You might even think you’ll never be able to afford all the dental work you need, so why bother seeing a dentist?

But no matter whether the teeth in your mouth are natural or replacements or what condition your smile is in, you need to see the dentist regularly. Neglecting your dental health takes a significant toll on the body. Untreated gum infections and dental decay can cause or worsen chronic health conditions like diabetes, rheumatism, stroke, and heart disease. Plus, missing teeth or ill-fitting bridges and dentures can cause chronic pain, interfere with your ability to eat nutritious food, make it difficult to sleep and make it hard to enjoy life.

It’s essential to find a way to get the quality dental care you deserve at a price you can afford. Check out your options below.

If You Can’t Afford to Pay Anything for Dental

If your budget doesn’t allow you to see the dentist, look for free care opportunities in your community. A great place to start is Oral Health America’s “Tooth Wisdom” website. Oral Health America is a non-profit organization that aims to help seniors get affordable dental care from local dentists, healthcare clinics, and dental schools.

Also, check out the Dental Lifeline Network. This national charitable organization helps older people connect with healthcare providers that have pledged to offer seniors low-cost or no-cost dental care. To find out more, visit their website.

Medicare and Dental Insurance

Many seniors are surprised to discover that Medicare does not cover dental unless specifically required as part of a medical procedure. Even then, Medicare will only cover precisely what you need medically and no more.

Medicare does cover: 

  • Medically required dental exams before getting kidney transplants or heart valve replacement procedures.
  • Dental treatment is required for a jaw disease or injury (such as a fractured jaw).
  • Severe oral infection requiring hospitalization.
  • Dental procedures must be conducted in the hospital due to an existing and life-threatening medical condition.

If you’re eligible for or receiving Medicare, there are four ways to reduce your dental care costs:

Below we’ll look at the drawbacks and benefits of each type of plan. 

Medigap and Medicare Advantage Plans

Medigap is supplementary insurance that covers many of Medicare’s co-pays and co-insurance costs, reducing your out-of-pocket payments. Medigap does not cover dental, but some plans offer dental insurance as an add-on. A “Plan F” Medigap plan, which offers the most extensive coverage, is about $50 per month and has a deductible of about $2000.

Medicare Advantage plans are private insurance plans available to people who qualify for Medicare. These plans must provide all of the services that Original Medicare covers, except hospice care, and typically include coverage for issues Medicare does not cover, such as dental. A Medicare Advantage plan costs about $30 a month.

Medicare’s website has detailed information on Medigap and Medicare Advantage coverage. When comparing plans on the Medicare site, you can easily find plans that include dental by looking for a blue-colored circle marked with “D.” (Circles with “V” or “H” indicate plans that offer vision and hearing coverage.)

You can also call 1-800-MEDICARE (1-800-633-4227) or log into your MyMedicare account for more information.

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Traditional Dental Insurance

Dental insurance was designed to save people money on preventive dental care – specifically, regular checkups and cleanings. Dental insurance is an excellent option if your teeth and gums are healthy and your dental care costs tend to be low ($300-$500 annually). Most dental insurance plans pay 100% of the cost of preventive care, 50% of the cost of primary care (such as a filling or root canal), and 20% of restorative care costs (such as dental bridges or dentures).

You can purchase any standalone dental insurance plan you choose, Medicare doesn’t cover dental, so there’s no conflict. Dental insurance costs about $30 a month. But it’s important to remember that dental insurance typically has a deductible of $50-$$75 and an annual spending limit of $1000-$1500. After you exceed the limit, you pay full price out-of-pocket for dental care. Look at the prices below, and you can see that your dental insurance allowance can be exhausted pretty quickly!  

Average costs of dental care: 

  • Root canal: $700-$900
  • Crown: $1000
  • Dental bridge: $500 – $1200+
  • Dentures: $1275-$2750 per upper or lower denture plate
  • Dental implants: $1,700 per tooth

There is also a waiting period – from 6 months to a year – before your dental insurance will cover the costlier dental procedures such as those listed above. So, if you’ve been holding off on purchasing insurance until the very last minute – sorry, you’re out of luck.

But here’s a tip: if your employer provides dental and you’re retiring soon, look for a plan that waives the waiting period if you’ve had dental coverage within 30 days of joining the new plan. And make sure to get all of your dental care done ASAP before retiring – new insurance plans often don’t cover pre-existing conditions or dental work in progress.

When considering those annual maximum limits, deductibles, and waiting periods, you may decide that dental insurance isn’t the best choice. Financial experts like Suze Orman suggest seniors join a dental savings plan.

Dental Savings Plans for Seniors

Dental savings plans, also known as dental discount plans, are an affordable alternative to dental insurance.

To join a plan, you pay an annual membership fee (plans start at $79.99) to gain access to a network of participating dentists and dental specialists that give plan members discounts of 10%-60% on dental care.

You pay the discounted fee to a participating dentist right when you get treatment. No waiting for reimbursements or approvals – and no spending limits either. You can use your plan to save on dental care as often as you wish. And if you’ve been waiting to get care for a long-term dental problem or experience a dental emergency – here’s some great news: dental savings plans activate quickly (within 72 hours of joining the plan). You start saving on your dental care when your plan is activated. No waiting!  

Everyone qualifies for a dental savings plan. There are no age, financial, or health restrictions. Many plans on dentalplans.com include savings on vision and hearing care and discounts on prescription medications, among other health services.

Remember: no matter your financial situation, you can’t afford to skip seeing the dentist! Find out more about dental discount plans at dentalplans.com or by calling 833-399-0815.       

What’s the Difference Between Medicare Part A and Medicare Part B?

By
Greg Wilson, Founder
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What's the Difference Between Medicare Part and Medicare Part B?

When you qualify for Medicare, usually it’s Medicare Part A and Part B that you’re first enrolled. Original Medicare consists of two components: Medicare Part A and Part B. If you get admitted to a hospital, Medicare Part A will help pay your costs. Medicare Part B may help pay for doctor visits, preventive services, lab tests, medical equipment and supplies, and more.

What is Medicare Part A?

Medicare Part A is hospital insurance. Part A covers inpatient hospital stays, skilled nursing care, hospice care, and limited home healthcare services. You’ll typically pay a deductible and coinsurance and copayments.

Do you have to pay a Part A Premium?

Many people don’t pay a monthly premium for Medicare Part A. For example, if you worked at least ten years (40 quarters) while paying taxes, you don’t pay a premium for Part A. If you worked for fewer than 30 quarters, you generally pay $471 per month in 2021. If you worked more than 30 but fewer than 40 quarters, your premium is $259 per month in 2021.

Evander Medicare Ad 720 × 405 px 1

What is Medicare Part B?

Medicare Part B is medical insurance. It generally covers services and items such as:

  • Doctor office visits
  • Preventive services, such as specific tests and screenings
  • Flu shots
  • Pneumococcal shots
  • Mental health care (outpatient)
  • Alcohol use counseling
  • Chemotherapy
  • Physical therapy
  • Diabetes screenings, supplies, and self-management therapy
  • Durable medical equipment, such as wheelchairs

This list is not complete. Part B could still cover many other services and items, but specific coverage rules apply. For example, providers must accept Medicare assignment (a payment agreement with Medicare), and certain items and services must be medically necessary.

Under Part B, in most cases, you will pay 20% of the Medicare-approved amount for each item or service. A deductible may also apply.

Do you have to pay a Part B premium?

Your Part B premium may be the “standard” amount.

You might pay a higher Part B premium if your income is above a certain amount (based on your income tax returns from two years ago).

Can you ever get both Part A and Part B coverage at the same time?

When you’re an inpatient in a hospital, you can get Part A and Part B coverage simultaneously. For example, while Part A generally covers medically necessary surgery and certain hospital costs, Part B may cover doctor visits while you’re an inpatient.

medicare insurance free quote

Did you know there’s another way to get your Part A and Part B coverage? A Medicare Advantage plan delivers these benefits and often more. Most Medicare Advantage plans include prescription drug coverage. Learn more about Medicare Advantage plans. You must pay your Medicare Part B premium when you have a Medicare Advantage plan and any premium the plan might charge.

5 Easy Ways Seniors Can Improve Their Home Now

By
Greg Wilson, Founder
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0
5 Easy Ways Seniors Can Improve Their Home Now

For many seniors and boomers approaching the glory days, the desire to stay in their homes and age gracefully and comfortably is a primary concern. 

In this Senior Affair article, we did some research and found some simple ways to improve your home and quality of life.

Remodeling Your Bathroom

Access to your bathroom and the ability to bath yourself and use the toilet may sound trivial but become struggles as we get older.

Remodeling a bathroom and shower can be a significant investment; it immediately makes your home more enjoyable, and over the long term, will raise your home’s value by thousands of dollars. 

When we think about remodeling, we imagine a time-consuming or costly event, but there are many small, low-cost projects you can tackle over time to make a huge impact. 

Were you thinking about upgrading a bathroom? Here are a few projects you can consider. 

Upgrade the Shower or Add a Walk-in Tub

Walk-in tubs offer the benefit of having easy access in and out of the tub; if you have mobility issues currently, this retrofit could be the item that keeps you aging at home. You can also get these walk-in tubs with hydrotherapy options, including jacuzzi jets, relaxing music, sounds, and lights.

Also, adding therapeutic options like built-in storage or seating has become functional and practical.

Improve your Lighting 

As we age, your eyes aren’t the same, and upgrading the lights in your home should also progress with age. Sometimes changing the fixture to smart lights or using LCD bulbs for extra value and convenience. Learn more about the latest in smart home technology here.

Heating and Cooling Upgrade

If you’ve lived in your home for 10+ years, it may be time to upgrade the heating and HVAC systems. Hiring a contractor for the installation is probably a good idea, but if you’re the DIY type, you might want to explore new solutions and install one on your own. 

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What are Senior Dental Savings Plans? 7 Things to Know.

By
Greg Wilson, Founder
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0
What are Senior Dental Savings Plans? 7 Things to Know.

Since Medicare supplement insurance plans don’t cover routine dental care facilities, you could choose another option for dental coverage for seniors and boomers to avoid paying out of pocket for expensive procedures. According to an estimate, about 50 million medical care beneficiaries want help paying for their oral and dental procedures.  

Coverage for regular care for your gums and teeth isn’t generally included in most medical insurance policies. Unfortunately, the government has very little financial assistance for seniors’ dental care for those who cannot afford these services.

 Moreover, there is no coverage for these procedures included in Original Medicare plans; it is by law.

As far as this guide is concerned, the main goal of Senior Affair is to help you identify and decide which dental plan suits your needs.

What Are The Best Dental Plans for Boomers and Seniors?

Most people want to have a single solution for this, but there isn’t one. Two factors will weigh heavily on your decision of what plan to choose:

The budget you have: When we retire, for the most part, our income becomes fixed. So, before considering any healthcare policy, you need to consider the following things:

  • Cost of your plan (monthly and annually)
  • The amount you can pay easily for the deductible.

Also, you could end up paying less when you visit the dentist, but you have to pay every month for the policy. As per the calculations, dental insurance will not be a big deal. There is also an alternative to this insurance, and that is the dental discount card. This, not insurance, but it is a plan in which prices or rates are pre-negotiated.

The Need to have Dental Work

The other factor is that how much you need dental work and when needed. If you think that there is a need that you need to visit the dentist, do not wait; show your card and get a saving of up to 20-60%.

There are some options for seniors and have four choices:

  • Paying the total amount each time on every visit to the dentist
  • Joining a Dental Savings Plan & paying up to 20-60% of the total cost
  • Dental insurance limiting the coverage

It is not an intelligent thing to pay the total amount for dental care. If you cannot afford dental insurance, you can enroll yourself in a Dental Saving Plan (DSP). And if you can afford it, then understand the limitations that dental insurances have.

Choosing a Dental Insurance Plan

Dental saving plans are clear and straightforward, but dental insurance is not the same thing. Dental insurance usually contains the limits (lifetime or annual), work class limits, and co-insurances. It’s not hard to find the perfect plan for your dental care. Still, it takes some time and research, and it starts with understanding the different policies that the companies offer.

Classification of Dental Insurance Work 

Most dental plans have their coverage divided into various classes, making it easy to understand what is being covered and what isn’t. The standard categories or classes are as follows:

Class 1: This is preventive dental care, including the basic dental checkup, cleaning, and radiographic imaging. Most of these plans cover up to 100% of the costs of these procedures.

Class 2: In this case, primary restoration dentistry is done, and it has dental fillings, dental root canals works, and other oral work. Mostly these plans cover up to 80% of the expenses of these procedures.

Class 3: Basically, this is a primary restorative dental care most needed by seniors and boomers and includes the bridges, crowns, fillings, and denatures. Some of the plans cover up to 50%, while some plans do not cover it.

Class 4: This includes orthodontic services, implants, braces, and pulling out of teeth. Some plans cover only a fraction of the total cost of these procedures.

Compare Prices and Coverage

It would be best if you compared the various plans to get the best policy. If you want the best plan, focus on the coverage and cost of visiting the doctor and hospital. 

Research Your Local Networks

When you decide on the plan that you want, reach out to your local dentist to see if they will accept it or not. Because dental insurance is not universal, your dentist may not accept the plan. So you may want to verify with him first before switching to any particular dental plan. 

Read the Fine Print

Every insurance plan related to dental health is different because these are not as standardized as the Medicare plans are. Hence, it’s critical that you thoroughly read the terms and conditions of the coverage and fully understand what the programs are offering. Moreover, it is also essential to understand the limitations that a policy has.

Medicare Advantage Plan Dental Options

A few national Medicare Advantage plans and a growing number of regional plans offer dental coverage. It’s most commonly found in HMO and PPO plans as an option, with a corresponding uplift in your monthly premium.

Other Available Resources:

There are specific clinics that will see them for seniors and boomers who can’t afford insurance and cannot pay but still need dental care services.

  • Medicaid: In some areas, Medicaid usually supports some dental services; to qualify for Medicaid, your income must be lower than the primary poverty line.
  • Cheap or Free Clinics: There are some dental clinics in many states, mainly in the rural areas, that offer the subsidized or free dental services.
  • Federally Qualified Health Centers (FQHCs): These also offer care to seniors. These are clinics usually located in less developed areas. Individuals having the basics Medicare advantages are eligible for services from them.
  • Community Health Centers: – These institutions are funded by private agencies or government administrations like the Health Resources and Services Administration. They provide cheaper or free dental care services.
  • Dental Schools: These also provide cheaper dental care services by the students, but the licensed dentists strictly supervise these.

DentalPlans.com happens to be one of these companies that offers dental savings plans. This would be considered a savings plan which is NOT insurance. The discounts only apply to dentists who participate in the program. If you want to check if your provider participates, you can check it here.

There is no paperwork or reimbursement; you still have to pay for the service when it’s provided; you will recieve a discount off the provider’s usual or customary fees when you pay. We encourage you to check with your provider before getting treatment. Not all plans are offered in every market.

Senior Affair “the Internet Affiliate”) is an independent contractor for Dentalplans.com, Inc., and provides internet affiliate services via the internet. They may earn financial compensation from Dentalplans.com, Inc.

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Type 2 Diabetes: What Are the Symptoms, Signs, and Complications? 10 Facts to Know

By
Greg Wilson, Founder
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0
Type 2 Diabetes: What Are the Symptoms, Signs, and Complications? 10 Facts to Know

Have you been wondering what the symptoms, signs, and complications of Type 2 diabetes are? In this Senior Affair article, we break down ten crucial facts.

Type 2 Diabetes can affect people of all ages. Unfortunately, it’s easy to miss the early symptoms, so sometimes, people won’t even know they have a condition.

The estimates show that 1 out of every three people suffer from the early stages but may not be aware.

Diabetes affects the body’s ability to metabolize carbohydrates for energy, causing high levels of blood sugar.

Having these increased blood sugar levels leads to significant health issues.

Some problems that can occur:

  • Nerve problems
  • Vision loss
  • Joint deformities
  • Cardiovascular disease
  • Diabetic coma (life-threatening) 

Symptoms of Type 2 Diabetes

Thirst

Even though people with Type 2 diabetes may not have the same specific symptoms, increased thirst is a characteristic. The increased thirst can be accompanied by other symptoms like frequent urination, starving, dry mouth, weight gain, or loss. 

Headaches

Other symptoms can include headaches, blurred vision, and fatigue. 

Infections

Unfortunately, many people discover they have a condition when certain infections and sores take an unusually long time to heal, frequent yeast infections, itchy skin, and urinary tract infections. 

senior female diabetic injecting themselves with i PD75FYB 2 1

Sexual Disfunction

Diabetes damages the blood vessels and nerves in the sex organs, decreasing sensation leading to difficulties reaching an orgasm. Symptoms like vaginal dryness in women and impotence in men are complications you could face. They estimate that between 35% and 70% of men with diabetes will have impotence. The statistics for women are about 33% of women with diabetes will have sexual problems as well. 

Are You At Risk for Type 2 Diabetes?

Certain risk factors related to your lifestyle choice and medical condition can increase your chances of developing Type 2 diabetes. These are: 

  • Cigarette smoking
  • Being overweight or obese, especially around your waist.
  • Lack of exercise
  • Consuming a diet that’s high in processed meat, fat, sweets, and red meats. 
  • Triglyceride levels over 250 mg/dl
  • Having low levels of “good” HDL cholesterol. (below 35 mg/dl)

Can you Inherit Type 2 Diabetes?

We can’t control some things, like our parents or siblings and specific demographics have a higher average risk factor. If your family is Hispanic, Native American, Asian, or African American, this will also increase your risk. If you’re over 45 years old, you’ll have a higher risk of Type 2 diabetes than younger people. 

What are Women’s Type 2 Diabetes Risks? 

If you develop gestational diabetes during pregnancy, you’ll have a higher chance of developing type 2 diabetes later in your life. The risk is the same for women who have babies larger than 9 pounds. 

Polycystic Ovary Syndrome

Insulin resistance is a characteristic in this condition, developing multiple small cysts in the ovaries, irregular periods, and high androgen hormones.

How Does Insulin Work?

Insulin is a hormone that allows the body to turn glucose into energy efficiently. After your body breaks down the carbohydrates, it’s converted into sugar in your stomach, and glucose enters your system, stimulating the pancreas to release the proper amount of insulin. Thus, insulin allows the body’s cells to use glucose as fuel. 

Insulin Resistance

In Type 2 Diabetes, the body cannot convert the glucose properly, leading to high glucose levels in the blood. Insulin resistance means that even though the body can produce insulin, the body’s cells don’t appropriately to the insulin being made. So, over time, the pancreas reduces the amount of insulin it produces. 

How is Diabetes Diagnosed? 

You can take a hemoglobin A1c test to measure the amount of hemoglobin bound to glucose in your blood, providing information about your average blood glucose levels over the past 2-3 months. 

Hemoglobin A1c levels over 6.5% are indicative of diabetes. Another test you can take is the fasting blood glucose test. If your fasting blood glucose level is over 126, this affirms that diabetes is present. Likewise, anytime random blood glucose levels are over 200, this is consistent with diabetes. 

Diabetes and Diet

Maintaining control over your blood sugar can help reduce complications from diabetes. Your doctor could refer you to a registered dietician counselor to help you create a healthy meal plan. If you have type 2 diabetes, you should monitor the number of carbohydrates, reduce the calories, and watch your fat and protein intake. 

Diabetes and Exercise

Regular exercise, including walking, can help people with type 2 diabetes lower their blood glucose levels. Physical activity also reduces body fat, lowers blood pressure, and helps to prevent cardiovascular disease. They recommend at least 30 minutes of activity multiple times per week. 

Reduce Stress

People with diabetes can benefit from simply reducing stress. Meditation, breathing exercises, and visualizations help manage the condition. Stress not only increases blood pressure but also increases blood glucose levels. Try plugging into social support networks, talk to your family or friends or join a church. 

Oral Medications

Many doctors recommend that people with type 2 diabetes who cannot adequately control their blood sugar with proper diet and exercise take oral diabetes medications. 

Different combinations of these pills will help increase insulin production or improve your body’s insulin use, while others partially block the digestion of starches. Again, your doctor can help with this recommendation. 

Insulin

Some people with type 2 diabetes also take insulin in combination with oral medications. They also use insulin for a condition called “beta-cell failure,” when your pancreas no longer produces insulin in response to elevated blood glucose, which happens with type 2 diabetes. If insulin isn’t created, insulin treatment is necessary. 

Non-Insulin Injections

There are other non-insulin drugs that you can inject to treat type 2 diabetes. Examples of these are liraglutide (Victoza), pramlintide (Symlin), exenatide (Byetta). These drugs stimulate the release of insulin. 

Testing Your Blood Sugar

Your doctor can help suggest how often you should test your blood glucose level. In addition, testing helps to give you an idea if your management plan is working or if it needs to be changed. Typical times to test blood sugar is:

  • First thing in the morning
  • Before and after meals
  • Before and after exercise
  • Before bed

Type 2 Diabetes and Heart Attacks

Over time the elevated blood sugar levels will damage your blood vessels, which leads to an increased risk of blood clots, increasing the risk of a heart attack. As a result, around two out of every three diabetics die of heart disease. People with diabetes are also at increased risk for stroke because of the damage to the blood vessels. 

Kidney Disease and Type 2 Diabetes

People with diabetes have an increased risk of developing chronic kidney disease over time. 

Diabetes is the most common cause of renal failure, making up about 44% of cases. Keeping your diabetes under control can reduce the risk of kidney failure. Doctors prescribe medications to reduce the risk of kidney disease in diabetics. 

Type 2 Diabetes and Your Eyes

Diabetic retinopathy is damage to the tiny blood vessels in the retina of your eye due to high blood sugar levels over time which can cause progressive and permanent vision loss. Diabetic retinopathy is the most common cause of new blindness in people between 20 and 74. 

Nerve Pain Caused By Type 2 Diabetes

The tingling, numbness, and the sensation of “pins and needles” are all symptoms of diabetic neuropathy – meaning nerve damage related to diabetes. The most common is in the hands, feet, fingers, and toes. Controlling diabetes can help prevent this complication. 

Foot Conditions and Type 2 Diabetes

Damage to blood vessels can reduce circulation in the feet of diabetics, making it hard to feel injuries, resulting in sores not healing correctly and even gangrene. In addition, amputation may be the result of severe cases. 

How Do You Prevent Type 2 Diabetes?

Type 2 Diabetes is preventable and 100% reversible. It’s possible to reduce the number of complications of diabetes by eating a healthy diet, getting moderate exercise, and maintaining a healthy weight. If you are at risk, regularly screening yourself for diabetes or prediabetes can alert you if a condition develops, and you can implement a management plan to reduce the risk of long-term problems. In addition, programs like Help Your Diabetes can help you reverse type 2 diabetes with their patented program. 

F.A.Q.

What is usually the first sign of diabetes?

 Early signs and symptoms of Type 2 diabetes include conditions that can include frequently urinating, increased thirst, feeling tired and hungry, vision problems, slow wound healing, and yeast infections. In addition, type 2 diabetes causes high blood sugar levels.

What are the six symptoms of diabetes?

1.) Unexplained weight loss
2.) Fatigue
3.) Increased thirst
4.) Increased hunger
5.) Increased urination
6.) Blurred vision

Can you get rid of diabetes?

Even though there is no known cure for type 2 diabetes, it can be controlled. And in some cases, it goes into remission. For most people, a diabetes-healthy lifestyle is enough to control their blood sugar levels. For example, consuming a proper diet and moderate exercise can reverse diabetes.

What are the three most common symptoms of undiagnosed diabetes?

Having extreme thirst, feeling dry mouth and hunger, needing to urinate more often, and feeling tired with wounds not healing at the same pace.

Does Medicare Cover Podiatry? 5 Fast Facts

By
Greg Wilson, Founder
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0
does medicare cover podiatry

Did you know the average person walks 100,000 miles over a lifetime? No wonder foot problems should cost the U.S. $3.5 billion in health care costs every year.

The excellent news is podiatrists can help. Podiatrists are doctors who specialize in problems of the foot and ankle.

If you’re dealing with a foot problem, you may wonder, does Medicare cover podiatry? Today, we’re answering that question and more in this article. 

Ready to finally get the care you need to get back on your feet? Then keep reading for everything you need to know about podiatry, routine foot care, and what Medicare covers.

Does Medicare Cover Podiatry?

The first thing to understand about Medicare and podiatry is the difference between podiatry and routine foot care.

Podiatry requires a specialized physician to perform medical foot care. Meanwhile, routine foot care includes filing down calluses, treating flat feet, and clipping nails. 

Medicare tends to cover medically necessary treatments performed by a specialist. Medicare only covers routine foot care in some instances. 

Medicare Coverage For Routine Foot Care

Routine foot care you receive unrelated to an underlying foot condition is routine care. Medicare does not cover most types of routine foot care. 

Medicare may cover the care if routine foot care is a part of managing or treating a medically necessary foot condition. However, a podiatrist must perform the treatment in both in-patient and out-patient settings. 

Medicare Coverage For Podiatric Care

You can receive in-patient and out-patient podiatric care coverage under Medicare Part A and Part B, respectively. 

You must see a physician at a Medicare-approved healthcare facility for the former. If you choose to visit a specialist’s office or receive care in your home, Medicare Part B will cover the care.

Medicare Part B provides coverage for:

  • Diabetes -related nerve damage
  • Foot injuries
  • Foot diseases, including hammertoe, bunion deformities, and heel spurs

Remember that your doctor must deem any outpatient podiatric services medically necessary to qualify for Part B Medicare coverage. You must also have seen a doctor at least six months before your first podiatric treatment and have documents to prove it. 

Once you submit the required documentation, Medicare Part B will cover any foot exams and treatments you need. 

You’ll pay 20% coinsurance once you meet your Medicare Part B deductible for in-patient treatments. Out-patient treatments like those in a doctor’s office or at your home will also require a copay. 

Evander Medicare Ad 720 × 405

So, does Medicare cover podiatry? The answer to this question depends on defining podiatry correctly. 

Medicare covers medically necessary treatments for foot injuries, diseases, and nerve damage related to a diabetes diagnosis. Medicare doesn’t cover routine foot care for bunions, flat feet, and other non-medically necessary foot services.

Now you should know if Medicare covers your foot condition, injury, or diabetes-related nerve damage.

Want to Contact an Agent about Medicare?

If you qualify for Medicare but don’t know where to start, we have licensed insurance agents ready to answer your questions and help you enroll in Medicare Advantage, Medicare Supplement Insurance, and Prescription Part D plans.

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