Respite Care for Family Caregivers: Types, Costs and Who Pays

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Respite Care for Caregivers: Types, costs and who pays

Updated November 3, 2026

Quick answer

Respite care is short-term care for an older adult so the family caregiver can rest, work or travel. It can be a few hours of in-home help, a day at an adult day center, or a short stay in assisted living or a nursing home. Typical 2025 national medians: $35 an hour for in-home help and $95 a day for adult day care. Help paying can come from Medicare hospice, the VA, Medicaid waivers and local Area Agencies on Aging.

Types of Respite Care

TypeHow it worksTypical cost (2025 median)
In-home respiteA paid caregiver or sitter comes to the homeAbout $35 an hour
Adult day centerDaytime activities, meals and supervisionAbout $95 a day
Short-term residential staySeveral days or weeks in assisted living or a nursing homeDaily rate, often prorated from about $6,200 a month for assisted living
Volunteer or faith-basedCompanion visits from volunteersOften free

Source: CareScout 2025 Cost of Care Survey national medians. Local rates vary widely.

Programs That Help Pay for Respite

  • Medicare hospice: if your loved one is in hospice, Medicare covers inpatient respite for up to 5 days at a time; you may pay 5% of the approved amount.
  • VA: eligible veterans can receive up to 30 days of respite care a year.
  • Medicaid waivers: many states pay for respite through home and community-based programs.
  • National Family Caregiver Support Program: run through local Area Agencies on Aging; find yours through the Eldercare Locator at 1-800-677-1116.
  • CMS GUIDE Model: some dementia care programs in this Medicare model include funds for respite.
  • Long-term care insurance: many policies cover respite days.

How to Set Up Respite Care

  1. Decide what you need: a few hours a week, a regular day off, or coverage for a trip.
  2. Write a care sheet: medicines, routines, diet, mobility, emergency contacts.
  3. Start small with a short visit so your loved one meets the new caregiver.
  4. Check references and background screening for any paid caregiver.
  5. Book regular breaks before you hit burnout.
Finding paid help: Care.com lists caregivers and senior care providers you can interview yourself. Families should review profiles, check references and use the required background check Care.com runs on every individual caregiver as a starting point, not a substitute for your own screening. For a structured home care plan, see True Freedom Nationwide Home Care Plans.

Signs You Need a Break

  • Feeling exhausted, irritable or hopeless most days
  • Skipping your own doctor visits
  • Pulling away from friends
  • Getting sick more often

Respite is not giving up. It helps you keep caregiving longer and safer.

Frequently Asked Questions

What are respite services?

Respite services give family caregivers temporary relief by having someone else provide care for a few hours, a day or a few weeks, at home, at an adult day center or in a care facility.

How much does respite care cost?

National 2025 medians were about $35 an hour for in-home care and $95 a day for adult day care, according to CareScout. Short stays are billed at a facility’s daily rate.

Does Medicare pay for respite care?

Only through the hospice benefit, which covers inpatient respite for up to 5 days at a time. Medicare does not otherwise pay for respite or custodial care.

Does the VA cover respite care?

Yes. Eligible veterans can get up to 30 days of respite care a year at home, an adult day center or a VA community living center.

How do I find respite care near me?

Call the Eldercare Locator at 1-800-677-1116 to reach your local Area Agency on Aging, or search the ARCH National Respite Locator.

Sources: CareScout 2025 Cost of Care Survey; Medicare.gov hospice coverage; U.S. Department of Veterans Affairs.

Care.com does not employ or place caregivers, provide medical advice, diagnosis, or treatment, or engage in any conduct that requires a professional license, including in connection with certain senior caregiving services. Families are responsible for conducting their own additional vetting and should verify the accuracy of information in caregiver profiles, job postings, and other areas of the site. Pricing is subject to change; confirm current rates on Care.com directly. Care.com and “When it’s not you, it’s Care.com” are service marks or registered service marks of Care.com, Inc.

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